Virgin Credit Card

Virgin Credit Card

Consumer (Regular) Credit Card -- Virgin Finance.


Basic Information

  • 0% for 20 months on balance transfers (from the date your account is opened. Transfers to be made within first 60 days. 2.99% handling fee applies)
  • 0% for 3 months on card purchases* (from the date your account is opened)
  • Discounts at loads of Virgin companies
  • Discounted vouchers for leading high street stores
  • Representative Example: 16.8% APR Representative (variable). Based on 2.99% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 16.8%.

0%* Intro APR

up to 20 months*Intro APR Period

£0.00*Annual Fee

Fair*Credit Needed

50 days*Grace Period

£12.00*Late Payment Fee

Representative APR: 16.80%* Variable
Card Network:MasterCard®
Card Type:- Co-Branded Credit Card
- Instant Decision Card

Card Review

Virgin Credit Card is issued by MBNA Europe. This is a credit card reserved for individuals having fair credit. Its instant decision features ensures online applicants receive a response within a few minutes. Newly accepted members are encouraged to transfer balance from other cards charging higher interest rates with a long term interest free period. This period also applies to purchase transactions over a short term period. The typical purchase APR is variable and highly competitive.

There is no annual fee.

Members enjoy discounts on purchases at various retail outlets including Virgin Holiday, and Zawi. There is no rewards program on this card.

Travel accident insurance providing up to £100,000 in compensation against accidental dismemberment, and purchase protection insurance protect card members under different circumstances at no extra cost. Members have unrestricted access to the card account online 24/7 or by phone.

Rewards & Benefits

Other Benefits:- Manage your account online or over the phone 24/7
- Awesome discounts like 10% off at zavvi, 10% off Virgin Holidays, discounted high street vouchers and more…
- FREE Purchase Protection Insurance† (Policy summary)
- FREE Travel Accident Insurance† up to £100,000 (Policy summary)

Card Finance & Rates

Introductory APR:0%*
Applied Towards:Purchases, Balance Transfer
Introductory Period:up to 20 months*
APR on Purchases: 16.80%* Variable
Annual Fee:£0.00*

Balance Transfers

Balance Transfer:Yes
Transfer Fee:2.99%
Minimum Fee:£3.00

Cash Advances

APR on Cash Advances:27.90%
Cash Advance Fee:2.98%
Minimum Fee:£3.00

Other Fees

Additional Fees: Commission on foreign currency transactions: 2.99%

Notes

We consider all information provided by affiliated companies for the Virgin Credit Card to be accurate at the time of posting (Jan 8, 2012). To be sure that nothing has changed and that you fully understand the potential contracts, please read the respective Terms and Conditions for Virgin Credit Card.


Application Security

Please note that all applications feature secure SSL technology for your online protection.



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