Universal Reward Cards

The following are credit cards open to the U.K. market offering a universal reward program. These credit cards are generous with rewards and benefits even to those members who don't spend as much. Popular reward options include cash, merchandise, gift certificates and travel rewards.




2 cards

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
More: | 1 | 2 |

 

AA Credit Card

AA Credit Card
  • 0% for 10 months on ALL purchases
  • 0% for 12 months on Balance transfers (+3% fee)
  • Representative 18.9% APR (variable)
  • Earn AA Reward Points on your everyday card purchases, and earn double points on motoring, fuel and AA products. Use your points to purchase from a range of motoring products and services, AA Home or Car Insurance, shopping vouchers or even cash back

0%* Intro APR

12 months*Intro Period

Representative APR: 18.90% Variable

N/A*Annual Fee

4.5


American Express Platinum CashBack Credit Card

American Express Platinum CashBack Credit Card
  • Introductory bonus: 5% cashback on the first £2,000 of purchases in your first three months
  • On-going cashback: 1.25% cashback on virtually all your spend - no caps!
  • Engagement bonus: 2.5% cashback in the anniversary month, when you spend £10,000 a year
  • Cardmembers have the opportunity to opt-in to exchange their annual cashback for retail vouchers which can be used at High Street shops and receive up to an extra 5% on top of their cashback balance
  • Interest rate for purchases: 14.0% p.a. variable.
  • Representative 18.5% APR variable. Based on annual fee of £25 and assumed credit limit of £1200.

N/A* Intro APR

N/A*Intro Period

Representative APR: 18.50% Variable

£25.00*Annual Fee

4.0


American Express Platinum Charge Card

American Express Platinum Charge Card
  • 40,000 bonus Membership Rewards points
  • Platinum Benefits
  • Charley Boorman travel vodcasts
  • Supplementary Cards
  • No pre-set spending limit
  • Get a response in just 60 seconds

N/A* Intro APR

N/A*Intro Period

Representative APR: N/A

£300.00*Annual Fee

4.5


American Express Preferred Rewards Gold Card

American Express Preferred Rewards Gold Card
  • Transfer points to 10 major frequent flyer programmes
  • Double points on travel spend
  • Double points on petrol and supermarket purchases for your first year - with no cap!
  • 20,000 bonus points - enough for 2 return flights to selected European cities with British Airways or an upgrade to Premium Economy with Virgin Atlantic
  • Gold Card Travel Service
  • No interest charges - just pay your balance in full every month
  • Get a response in just 60 seconds

N/A* Intro APR

N/A*Intro Period

Representative APR: N/A

£75.00*Annual Fee

5.0


American Express Starwood Preferred Guest Credit Card

American Express Starwood Preferred Guest Credit Card
  • 10,000 bonus Starpoints
  • Earn 1 Starpoint for every full £1 spent
  • Receive a Free Weekend Night
  • Experience Gold Preferred Guest status
  • Share the benefits with friends and family
  • £75 annual fee
  • Get a response in just 60 seconds
  • Representative 34.5% APR variable. Based on £75 annual fee, assumed borrowing of £1200, rate of interest (variable) annual 19.9% / 1.53% per month.

N/A* Intro APR

N/A*Intro Period

Representative APR: 34.50% Variable

£75.00*Annual Fee

3.5


Barclaycard Gold Credit Card

Barclaycard Gold Credit Card
  • 0% interest on balance transfers for 12 months (2.5% handling fee applies)
  • Request a balance transfer quickly and easily as part of your application
  • With contactless payment technology, a new quick and easy way to pay for purchases of £15 or under
  • Barclaycard Freedom - a reward programme like no other
  • Representative Example: 19.9% APR Representative (variable). Based on 2.5% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 19.9%.

0%* Intro APR

12 months on BT*Intro Period

Representative APR: 19.90% Variable

£0.00*Annual Fee

4.5


Barclaycard Platinum Simplicity Credit Card

Barclaycard Platinum Simplicity Credit Card
  • Simply our lowest APR
  • 7.9% interest on all purchases and on all balance transfers (no handling fee applies)
  • Barclaycard Freedom - a reward programme like no other
  • Your new Barclaycard will automatically be set up with paperless statements making it easier to manage your account online*
  • Representative Example: 7.9% APR Representative (variable). Based on 0% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 7.9%. Barclays Bank Plc., 1 Churchill Place, London, E14 5HP

N/A* Intro APR

N/A*Intro Period

Representative APR: 7.90% Variable

£0.00*Annual Fee

5.0


Barclaycard Platinum Transfer Card

Barclaycard Platinum Transfer Card
  • 0% interest on balance transfers for 21 months from account opening (3.0% handling fee applies)
  • Plus, refund offer which reduces handling fee to equivalent of 2.6% for everyone (terms and conditions apply)
  • Request a balance transfer quickly and easily as part of your application
  • 0% interest on purchases for 3 months from account opening
  • Barclaycard Freedom - a reward programme like no other
  • Representative Example: 17.5% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 17.5%.

0%* Intro APR

21 months on BT*Intro Period

Representative APR: 17.50% Variable

£0.00*Annual Fee

4.5


Barclaycard Platinum Visa® Card

Barclaycard Platinum Visa® Card
  • 0% interest on balance transfers for 22 months from account opening (2.9% handling fee applies)
  • 0% introductory purchase period 3 months
  • £20 off your balance transfer fee when you transfer a balance of £3000 or more (terms and conditions apply)
  • Request a balance transfer quickly and easily as part of your application
  • 0% interest on purchases for 3 months from account opening
  • Barclaycard Freedom - a reward programme like no other
  • Representative Example: 17.9% APR Representative (variable). Based on 3.2% balance transfer fee, credit limit of 1200.00, annual interest rate (variable 17.9 %). Barclays Bank Plc., 1 Churchill Place, London, E14 5HP

0%* Intro APR

22 months on BT*Intro Period

Representative APR: 17.90% Variable

£0.00*Annual Fee

5.0


Capital One World Master Card

Capital One World Master Card
  • Unlimited Cashback - Earn 1% on EVERYTHING you buy
  • £10 bonus credit every January
  • Annual Fee applies
  • Representative Example: 19.9% APR Representative (variable). Based on £18.00 annual fee, credit limit of £1200.00, annual interest rate (variable) 14.47%. Capital One (Europe) Plc., Trent House, Station Street, Nottingham, NG2 3HX

N/A* Intro APR

N/A*Intro Period

Representative APR: 19.90% Variable

£30.00*Annual Fee

4.5


Chelsea Rewards Credit Card

Chelsea Rewards Credit Card
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 3 months from the date your account is opened
  • Reward Points: you will get access to one of the biggest credit card reward schemes available today. For every £1 you spend on card purchases, we'll give you 1 Reward Point, so you'll soon rack up enough points to earn valuable Rewards
  • No Annual Fee
  • Paperless Statements
  • Fraud Protection
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


Egg Visa Credit Card

Egg Visa Credit Card
  • Balance Transfers: 0% interest until 1 April 2012 on balances transferred before 1 May 2011 (3% fee applies).*
  • Access to the Egg Cash Back Store with cash back offers and discounts from over 1,900 well-known online retailers including supermarkets, fashion and entertainment retailers, hotels and travel agents.**
  • Purchases: 0% interest until 1 May 2011.*
  • Plus insurances: included as standard to protect the things you buy - purchase protection and internet delivery guarantee insurance.***
  • 17.9% APR representative variable

0%* Intro APR

up to 14 months*Intro Period

Representative APR: 17.90% Variable

£0.00*Annual Fee

4.5


FairFX Euro Currency Card

FairFX Euro Currency Card
  • EURO Currency Prepaid Debit Card
  • Market-leading exchange rates
  • 0% management fees or hidden charges
  • 0% fees on transactions, low ATM fees
  • Fix the rate when loading so you know what everything costs when using the card
  • Load up to £2,500 at any one time
  • Chip and pin protected for your security
  • Accepted at millions of outlets

N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.5


Liverpool FC Rewards Credit Card

Liverpool FC Rewards Credit Card
  • Official 5 Star LFC Credit Card
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 3 months from the date your account is opened
  • Reward Points: For every £1 you spend on card purchases, we'll give you 1 Reward Point, so you'll soon rack up enough points to earn valuable Rewards
  • Contributions made to the Club by MBNA Europe Bank Limited, the card issuer, every time you make a card purchase, at no extra cost to you
  • No Annual Fee
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90%

£0.00*Annual Fee

5.0


Lloyds TSB Airmiles Duo AMEX Card

Lloyds TSB Airmiles Duo AMEX Card
  • 1 Airmile for almost every £1 you spend for the first 3 months
  • 1 Airmile for almost every £10 you spend after that
  • Double Airmiles abroad
  • 0% interest on balance transfers for 6 months (3% fee) Minimum spend of £100 in the first 3 months applies
  • No annual fee
  • Accepted at 29.9 million places worldwide
  • Representative Example: 15.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.

0%* Intro APR

6 months*Intro Period

Representative APR: 15.90% Variable

£0.00*Annual Fee

4.5


Lloyds TSB Airmiles Duo Credit Card

Lloyds TSB Airmiles Duo Credit Card
  • 1 mile for every £10 you spend with the Lloyds TSB American Express card*
  • 1 mile per £50 you spend with the Lloyds TSB MasterCard*
  • 0% interest on balance transfers for 6 months (3% fee) Minimum spend of £100 in the first 3 months applies**
  • Double miles when you use your Credit Cards abroad
  • Apply and be accepted for the Credit Cards online to get a 1,500 Airmile voucher
  • No annual fee
  • Representative Example: 15.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.

0%* Intro APR

6 months*Intro Period

Representative APR: 15.90% Variable

£0.00*Annual Fee

4.5


Lloyds TSB Airmiles Duo MasterCard

Lloyds TSB Airmiles Duo MasterCard
  • 1 mile per £50 you spend with the Lloyds TSB MasterCard
  • 0% interest on balance transfers for 6 months (3% fee) Minimum spend of £100 in the first 3 months applies
  • Double Airmiles abroad
  • Apply and get a 1,500 Airmile voucher
  • No annual fee
  • Accepted at 29.9 million places worldwide
  • Representative Example: 15.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.

0%* Intro APR

6 months*Intro Period

Representative APR: 15.90% Variable

£0.00*Annual Fee

4.5


Lloyds TSB Airmiles Duo Premier Credit Card

Lloyds TSB Airmiles Duo Premier Credit Card
  • 0% interest for 6 months on balances transferred within the first 90 days (3% fee applies)
  • 1.25 Airmiles for almost every £1 you spend in the first 3 months. 1.25 Airmiles for £10 you spend after that
  • Collect double Airmiles abroad
  • Get 150 extra Airmiles for every £1,000 balance you transfer
  • Take someone with you for free. A worldwide Companion Ticket is yours when you spend over £15,000 a year
  • Add an additional cardholder free of charge
  • 21.9% APR Representative variable

0%* Intro APR

6 months*Intro Period

Representative APR: 21.90% Variable

£50.00*Annual Fee

3.5


Manchester United FC Credit Card

Manchester United FC Credit Card
  • Red Rewards: You could win fantastic Manchester United 'money can't buy' prizes simply by using your MU credit card
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on card purchases for 3 months
  • No Annual Fee
  • Paperless Statements
  • Fraud Protection
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


MBNA AMEX® Card with CashBack

MBNA AMEX Card with CashBack
  • Double cash back on your supermarket and fuel purchases (Earn 1.5% cash back on supermarket and fuel purchases and 0.75% on all other card purchases)*
  • No cap on how much cash back you can earn
  • No annual fee
  • Complimentary Additional Cards
  • Representative Example: 18.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 18.9%.

N/A* Intro APR

N/A*Intro Period

Representative APR: 18.90%

£0.00*Annual Fee

4.5


More: | 1 | 2 |


We do not guarantee the accuracy of information provided with regards to products and services and reviewed on the site. Intending applications are strongly advised to read and understand the card agreement or terms and conditions before applying. We are liable for misinformation or liability arising out of information provided on the site. Applications online are protected using the safe SSL technology.


Credit Cards

Home > Credit Cards > Reward Cards > Universal Rewards

Home - Credit Cards - Financial Services - News - Articles - Contact Us - Terms and Privacy - Sitemap

Copyright © 2007-2012 - CreditCards-Offer - All rights reserved.