Top Rated Card Offers

These credit cards receive top marks based on their benefits and features on most card review sites including ours. Once you qualify, there's absolutely no need to bother about the details as these cards are likely to cater for your every need. Top rated cards listed below are reserved for the U.K. market.




2 cards

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
More: | 1 | 2 | 3 | 4 | 5 |

 
Capital One Transfer Card
  • 0% on balance transfers for 10 months
  • 0% on purchases for 6 months
  • A credit limit of up to £16,000
  • 2.9% balance transfer fee
  • Representative Example: Assuming a credit limit of £1,200 and an interest rate on purchases of 16.83% p.a. variable, you will receive a 16.8% APR representative variable.

0%* Intro APR

10 months on BT*Intro Period

Representative APR: 16.80% Variable

£0.00*Annual Fee

4.5


SonyCard Credit Card from MBNA
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 6 months from the date your account is opened
  • 2,000 FREE Sony Card Rewards Points* when you make a card purchase within the first 90 days – that's enough to claim a CD or DVD
  • Earn Reward Points every time you spend using your Sony Card
  • TRIPLE Reward Points – when you buy products from Sony using your Sony Card.
  • As a Sony Card Customer we'll keep you up to date with what's new in the world of Sony's Entertainment world – and you'll also be able to enter Dream Draws giving you access to exclusive offers from Sony
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


HSBC Bank Credit Card
  • 0% for 23 months on balances transferred within 30 days of you opening your account. 3.3% balance transfer fee applies, minimum £5.
  • 0% on purchases for 3 months from account opening
  • No annual fee to pay
  • Free additional credit card for partners or family members over 18
  • Representative example: based on an assumed credit of £1200, our 16.9% rate p.a for new purchases gives a representative rate of 16.9% APR variable.

0%* Intro APR

23 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


National Trust Credit Card
  • The National Trust will receive £15 when you use your card within 90 days of the account opening
  • They will also receive 30p for every £100 you spend on card purchases
  • And £2.00 for every year you continue to use the card
  • Save £5 when you use your National Trust Credit Card to spend £25 or more in National Trust Shops*
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 3 months from the date your account is opened
  • Representative 16.9% APR (variable)
  • No Annual Fee

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


British Heart Foundation Credit Card
  • British Heart Foundation will receive £7.50 when you use your card within 90 days of the account opening. They will also receive 35p for every £100 you spend on card purchases
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 3 months from the date your account is opened
  • No Annual Fee
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


Breakthrough Breast Cancer Credit Card
  • Take out a card today and Breakthrough Breast Cancer will receive: £7.50 when you use your card within 90 days of the account opening, 25p for every £100 you spend on card purchases, and £2 for every year you continue to use the card
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 3 months from the date your account is opened
  • No Annual Fee
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


MBNA Retail Rewards American Express Credit Card
  • A long term card purchase rate of 0% p.a for 12 months on every card purchase
  • A card purchase rate of 0% p.a for 6 months
  • Access to a fantastic rewards programme
  • Earn 1 point for every £1 you spend
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


MBNA 5.9% APR Rate For Life Credit Card
  • A promotional rate on balance transfers and money transfers - 5.9% for the life of the transferred balances* 2% handling fee for balances transferred in the first 60 days, 3% thereafter (4% for money transfers)
  • Ideal for rearranging your finances and consolidating loans*
  • Verified by Visa™
  • With MBNA Secure
  • Paperless Statements
  • Free 24 hour worldwide Customer Satisfaction Helpline
  • Representative 16.9% APR (variable)

5.9%* Intro APR

for Life of Balance*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


Chelsea Rewards Credit Card
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 3 months from the date your account is opened
  • Reward Points: you will get access to one of the biggest credit card reward schemes available today. For every £1 you spend on card purchases, we'll give you 1 Reward Point, so you'll soon rack up enough points to earn valuable Rewards
  • No Annual Fee
  • Paperless Statements
  • Fraud Protection
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


England Football Credit Card
  • Direct contribution to the development of football in England
  • 15% discount on all purchases at the official England Online Store
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on card purchases for 3 months
  • Paperless Statements
  • Fraud Protection
  • No Annual Fee
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


Liverpool FC Rewards Credit Card
  • Official 5 Star LFC Credit Card
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 3 months from the date your account is opened
  • Reward Points: For every £1 you spend on card purchases, we'll give you 1 Reward Point, so you'll soon rack up enough points to earn valuable Rewards
  • Contributions made to the Club by MBNA Europe Bank Limited, the card issuer, every time you make a card purchase, at no extra cost to you
  • No Annual Fee
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90%

£0.00*Annual Fee

5.0


Manchester United FC Credit Card
  • Red Rewards: You could win fantastic Manchester United 'money can't buy' prizes simply by using your MU credit card
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on card purchases for 3 months
  • No Annual Fee
  • Paperless Statements
  • Fraud Protection
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


WWF Visa Credit Card
  • Make a difference at no extra cost to you with the WWF credit card! WWF receives contributions from MBNA Europe Bank Limited, the card issuer, for every card purchase made. Over £10 million has been raised to date!
  • WWF will send you a beautiful soft toy to match the animal on your card when you spend over £100 within 90 days of the account opening.
  • You will also be entitled to a 10% discount on WWF's collection of eco-friendly gifts and products when you shop at WWF.
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 3 months from the date your account is opened
  • Representative 16.9% APR (variable)
  • No Annual Fee

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


bmi American Express Card from MBNA
  • Apply online for the bmi credit card and if you spend £250 on card purchases within 90 days of your account opening you will receive 20,000 destinations miles.*
  • 0% on balance transfers for 12 months (3% handling fee). For this great rate your balance needs to be transferred within the first 90 days of your account opening
  • 0% on card purchases for 3 months from the date your account is opened
  • Earn miles on your every day spend taking you to over 975 destinations worldwide
  • Automatic Diamond Club membership, the UK's most generous frequent flyer programme
  • Earn 1.5 destinations miles for every £1 spent on everyday card purchases to get you to over 975 worldwide destinations Earn triple destinations miles when you use your bmi credit card to buy a bmi flight at flybmi.com
  • No Annual Fee
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


Post Office Master Card
  • 0% on balance transfers for the first 14 months
  • 0% on purchases for the first 3 months
  • 0% commission on purchases overseas
  • 0% on new balance transfers for 12 months again and again
  • Representative Example: 16.9% APR Representative (variable). Based on 2.98% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 16.9%.

0%* Intro APR

up to 14 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


Nationwide Gold Credit Card
  • Commission free purchases abroad
  • Up to 56 days interest-free credit
  • 0% APR on purchases for 3 months
  • 0% APR on Balance Transfers for 17 months
  • Free purchase cover for loss, theft or damage to most purchases over £50
  • 12 month warranty on many gas or electrical products Peace of mind for all cardholders with Nationwide Fraud Watch.
  • Representative Example: 15.9% APR Representative (variable). Based on 2.95% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.

0%* Intro APR

17 months on BT*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


Sainsbury's Credit Card
  • Every time you shop at Sainsbury's with your Credit Card we'll give you 2 Nectar points for every £1 you spend in the first 2 years. That's doubling your Nectar points on every Sainsbury's shop when you swipe your Nectar card.
  • 0% for the first 12 months on Sainsbury's shopping
  • 0% for the first 12 months on all other shopping
  • 0% for the first 12 months on balance transfers (+3% fee)
  • Collect 1 point per £5 when you use your Sainsbury's Credit Card elsewhere
  • Representative Example: 16.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.9%.

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


DogsTrust Credit Card
  • Dogs Trust will receive £4 when you use your card within 90 days of the account opening
  • They will also receive 25p for every £100 you spend on card purchases
  • And £2.00 for every year you continue to use the card
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on card purchases for 3 months
  • No Annual Fee
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months on BT*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


UNICEF Credit Card
  • UNICEF will receive £4 when you use your card within 90 days of the account opening
  • They will also receive 25p for every £100 you spend on card purchases
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on card purchases for 3 months
  • No Annual Fee
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months on BT*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


RSPCA Credit Card
  • For more than 180 years the RSPCA has been working to relieve the suffering of animals. Take out an RSPCA card today and MBNA Europe Bank Limited, the card issuer, will make a payment of £20 to the RSPCA. After that, for every £100 spent on card purchases, we receive 25p and it won't cost you a penny extra.
  • As little as £3 can help to pay towards our animal rescues, £10 could help to pay for treatment of an abused animal and £25 could help to pay for a loving new home for an abandoned kitten. With the RSPCA Credit Card, it’s not only the animals we rescue that benefit. Read on to find out more about how you could also benefit.
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on card purchases for 3 months
  • No Annual Fee
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


More: | 1 | 2 | 3 | 4 | 5 |


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