Top Rated Card Offers

These credit cards receive top marks based on their benefits and features on most card review sites including ours. Once you qualify, there's absolutely no need to bother about the details as these cards are likely to cater for your every need. Top rated cards listed below are reserved for the U.K. market.

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Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee

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FairFX Euro Currency Card

EURO Currency Prepaid Debit Card
Market-leading exchange rates
0% management fees or hidden charges
0% fees on transactions, low ATM fees
Fix the rate when loading so you know what everything costs when using the card
Load up to £2,500 at any one time
Chip and pin protected for your security
Accepted at millions of outlets

N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

DogsTrust Credit Card

Dogs Trust will receive £4 when you use your card within 90 days of the account opening
They will also receive 25p for every £100 you spend on card purchases
And £2.00 for every year you continue to use the card
0% on balance transfers for 12 months (3% handling fee)
0% on card purchases for 3 months
No Annual Fee
Representative 16.9% APR (variable)

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0%* Intro APR

12 months on BT*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5

RBS Platinum Credit Card

0% balance transfers for 20 months
0% interest on purchases for 6 months from account opening
3.2% Balance transfer fee – (minimum £5)
1% off the APR for Royalties Gold customers
Free additional cardholder
Representative Example: 17.9% APR Representative (variable). Based on 3.2% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.6%.

0%* Intro APR

20 months on BT*Intro Period

Representative APR: 17.90% Variable

£0.00*Annual Fee

4.5

bmi American Express® Card from MBNA

Apply online for the bmi credit card and if you spend £250 on card purchases within 90 days of your account opening you will receive 20,000 destinations miles.*
0% on balance transfers for 12 months (3% handling fee). For this great rate your balance needs to be transferred within the first 90 days of your account opening
0% on card purchases for 3 months from the date your account is opened
Earn miles on your every day spend taking you to over 975 destinations worldwide
Automatic Diamond Club membership, the UK's most generous frequent flyer programme
Earn 1.5 destinations miles for every £1 spent on everyday card purchases to get you to over 975 worldwide destinations Earn triple destinations miles when you use your bmi credit card to buy a bmi flight at flybmi.com
No Annual Fee
Representative 16.9% APR (variable)

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0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5

Virgin Money Prepaid Travel Card - USD

Safer than carrying cash
More convenient than travellers cheques
No commission fees
No application fee
Accepted in most countries around the world
Free emergency card

£10.00Opening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

Virgin Money Prepaid Travel Card - Euro

Safer than carrying cash
More convenient than travellers cheques
No commission fees
No application fee
Accepted in most countries around the world
Free emergency card

£10.00Opening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

Post Office® Master Card

0% on balance transfers for the first 14 months
0% on purchases for the first 3 months
0% commission on purchases overseas
0% on new balance transfers for 12 months again and again
Representative Example: 16.9% APR Representative (variable). Based on 2.98% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 16.9%.

0%* Intro APR

up to 14 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5

Breakthrough Breast Cancer Credit Card

Take out a card today and Breakthrough Breast Cancer will receive: £7.50 when you use your card within 90 days of the account opening, 25p for every £100 you spend on card purchases, and £2 for every year you continue to use the card
0% on balance transfers for 12 months (3% handling fee)
0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
0% on card purchases for 3 months from the date your account is opened
No Annual Fee
Representative 16.9% APR (variable)

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0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0

British Heart Foundation Credit Card

British Heart Foundation will receive £7.50 when you use your card within 90 days of the account opening. They will also receive 35p for every £100 you spend on card purchases
0% on balance transfers for 12 months (3% handling fee)
0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
0% on card purchases for 3 months from the date your account is opened
No Annual Fee
Representative 16.9% APR (variable)

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0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0

FairFX Travel Money Card

Card available in Euros and US Dollars
Zero fee for purchases made in card currency
Low fees (€1.50/$2.00) for each cash withdrawal
Free card (normally £9.95) subject to minimum initial load of £500
Load up to £2,500 at any one time
Market-leading currency exchange rates

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N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

FairFX Currency Card

Convenient to use - just load and spend
Market-leading exchange rates
0% management fees or hidden charges
0% fees on transactions, low ATM fees
Fix the rate when loading so you know what everything costs when using the card
Load up to £2,500 at any one time
Chip and pin protected for your security
Accepted at millions of outlets

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N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

The Sun Pre Paid MasterCard®

Get £5 with first card top-up
17,500 PayPoint locations nationwide to top-up the card
No credit checks
No complicated questions
Easy online application
£6.49 card purchase fee includes paying-in book
Card valid for 3 years

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£10.00Opening Min

£6.49*App Fee

N/A*Annual Fee

N/AATM Fee

5.0

England Football Credit Card

Direct contribution to the development of football in England
15% discount on all purchases at the official England Online Store
0% on balance transfers for 12 months (3% handling fee)
0% on card purchases for 3 months
Paperless Statements
Fraud Protection
No Annual Fee
Representative 16.9% APR (variable)

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0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5

FairFX USD Currency Card

USD Currency Prepaid Debit Card
Market-leading exchange rates
0% management fees or hidden charges
0% fees on transactions, low ATM fees
Fix the rate when loading so you know what everything costs when using the card
Load up to $3,000 at any one time
Chip and pin protected for your security
Accepted at millions of outlets

N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

Chelsea Rewards Credit Card

0% on balance transfers for 12 months (3% handling fee)
0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
0% on card purchases for 3 months from the date your account is opened
Reward Points: you will get access to one of the biggest credit card reward schemes available today. For every £1 you spend on card purchases, we'll give you 1 Reward Point, so you'll soon rack up enough points to earn valuable Rewards
No Annual Fee
Paperless Statements
Fraud Protection
Representative 16.9% APR (variable)

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0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0

WWF Visa Credit Card

Make a difference at no extra cost to you with the WWF credit card! WWF receives contributions from MBNA Europe Bank Limited, the card issuer, for every card purchase made. Over £10 million has been raised to date!
WWF will send you a beautiful soft toy to match the animal on your card when you spend over £100 within 90 days of the account opening.
You will also be entitled to a 10% discount on WWF's collection of eco-friendly gifts and products when you shop at WWF.
0% on balance transfers for 12 months (3% handling fee)
0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
0% on card purchases for 3 months from the date your account is opened
Representative 16.9% APR (variable)
No Annual Fee

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0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0

SonyCard Credit Card from MBNA

0% on balance transfers for 12 months (3% handling fee)
0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
0% on card purchases for 6 months from the date your account is opened
2,000 FREE Sony Card Rewards Points* when you make a card purchase within the first 90 days – that's enough to claim a CD or DVD
Earn Reward Points every time you spend using your Sony Card
TRIPLE Reward Points – when you buy products from Sony using your Sony Card.
As a Sony Card Customer we'll keep you up to date with what's new in the world of Sony's Entertainment world – and you'll also be able to enter Dream Draws giving you access to exclusive offers from Sony
Representative 16.9% APR (variable)

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0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0

Liverpool FC Rewards Credit Card

Official 5 Star LFC Credit Card
0% on balance transfers for 12 months (3% handling fee)
0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
0% on card purchases for 3 months from the date your account is opened
Reward Points: For every £1 you spend on card purchases, we'll give you 1 Reward Point, so you'll soon rack up enough points to earn valuable Rewards
Contributions made to the Club by MBNA Europe Bank Limited, the card issuer, every time you make a card purchase, at no extra cost to you
No Annual Fee
Representative 16.9% APR (variable)

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0%* Intro APR

12 months*Intro Period

Representative APR: 16.90%

£0.00*Annual Fee

5.0

Manchester United FC Credit Card

Red Rewards: You could win fantastic Manchester United 'money can't buy' prizes simply by using your MU credit card
0% on balance transfers for 12 months (3% handling fee)
0% on card purchases for 3 months
No Annual Fee
Paperless Statements
Fraud Protection
Representative 16.9% APR (variable)

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0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0

Miles & More American Express® credit card from MBNA

Receive a welcome bonus of 1,500 award miles
2 award miles for every £1 you spend during the first 6 months
1.5 award miles per £1 spent thereafter
Redeem your award miles for fabulous rewards including flights, upgrades, hotel stays and much more!
0% on balance transfers for 12 months (3% handling fee)
0% on card purchases for 3 months
Representative 16.9% APR (variable)
No mileage expiration

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0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0

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