Top Rated Card Offers

These credit cards receive top marks based on their benefits and features on most card review sites including ours. Once you qualify, there's absolutely no need to bother about the details as these cards are likely to cater for your every need. Top rated cards listed below are reserved for the U.K. market.




2 cards

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
More: | 1 | 2 | 3 | 4 | 5 |

 
Virgin Prepaid Travel Money Card
  • Available in Euros or US Dollars
  • Safer than carrying cash
  • More convenient than travellers cheques
  • No commission fees
  • No application fee
  • Accepted in most countries around the world
  • Free emergency card

£10.00Opening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

5.0


Lloyds TSB Platinum Credit Card
  • 0% interest for 14 months on balances transferred within the first 90 days (3% fee applies). Minimum spend of £100 in the first three months applies
  • 0% interest on purchases for 3 months
  • No annual fee
  • Extra security including chip and PIN technology, and fraud loss guarantee
  • Representative Example: 17.9% APR Representative (variable). Based on 3.0% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.7%.

0%* Intro APR

14 months*Intro Period

Representative APR: 17.90% Variable

£0.00*Annual Fee

4.5


Blue Sky Prepaid MasterCard (Higher Credit Limit)
  • Use for Ryanair booking and avoid those pesky hidden fees
  • ID required: Valid international passport or UK driver's License
  • £3,000 maximum load limit
  • Companion Cards available (for instant money share)
  • NO bank account required, NO credit checks required
  • Use at over 29 million locations and 1.5 million ATMs worldwide
  • Pay As You Go or Pay Monthly
  • Free Credit Booster
  • Free Payment Protection Insurance
  • ONLY £9.99

£10.00Opening Min

£9.99*App Fee

N/A*Annual Fee

£0.66ATM Fee

4.5


Travelex Cash Passport Prepaid Currency Card (USD)
  • Home delivery or Airport pick-up
  • Load Up to 30,000 USD per 12 month
  • 1 free additional card
  • 24/7 global assistance & emergency replacement for lost or stolen cards
  • No risk of identity theft and fraud to your personal bank account

N/AOpening Min

N/A*App Fee

N/A*Annual Fee

£0.00ATM Fee

5.0


Barclaycard Gold Credit Card
  • 0% interest on balance transfers for 12 months (2.5% handling fee applies)
  • Request a balance transfer quickly and easily as part of your application
  • With contactless payment technology, a new quick and easy way to pay for purchases of £15 or under
  • Barclaycard Freedom - a reward programme like no other
  • Representative Example: 19.9% APR Representative (variable). Based on 2.5% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 19.9%.

0%* Intro APR

12 months on BT*Intro Period

Representative APR: 19.90% Variable

£0.00*Annual Fee

4.5


First Premier MasterCard
  • Pay Monthly prepaid card
  • Low £1.00 monthly fee
  • Free point of sale retail transactions
  • £1.00 fixed fee ATM withdrawals within the UK
  • MasterCard benefits
  • 100% approval
  • Card valid for 18 months

£10.00Opening Min

£8.95*App Fee

N/A*Annual Fee

£1.00ATM Fee

5.0


Cashplus Premier Business MasterCard
  • Cashback on all purchase transactions
  • 100% acceptance guaranteed*
  • No credit check or bank account needed
  • Shop securely online, by phone or in store
  • Full MasterCard benefits

£5.00Opening Min

£4.95*App Fee

N/A*Annual Fee

£0.99ATM Fee

4.5


Travelex Cash Passport Prepaid Currency Card (Euro)
  • Home delivery or Airport pick-up
  • Load Up to 25,500 EUR per 12 month
  • 1 free additional card
  • 24/7 global assistance & emergency replacement for lost or stolen cards
  • No risk of identity theft and fraud to your personal bank account

N/AOpening Min

N/A*App Fee

N/A*Annual Fee

£0.00ATM Fee

5.0


NatWest Platinum Credit Card
  • 0% on balance transfers for 20 months
  • 0% on purchases – for 6 months
  • 3.2% balance transfer fee - (minimum £5)
  • 1% off the APR for Advantage Gold customers – guaranteed on our standard credit card rate for at least 12 months.
  • Representative Example: 17.9% APR Representative (variable). Based on 3.2% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.6%.

0%* Intro APR

20 months on BT*Intro Period

Representative APR: 17.60% Variable

£0.00*Annual Fee

4.5


Bank of Scotland Plus Card
  • 0% for 13 months on balances transfers (3% fee applies)
  • 0% for 3 months on purchases
  • Master Card benefits package
  • 59 days grace period
  • Representative Example: Based on borrowing £1,200 repaid over 12 months the representative rate would be 16.9% APR (variable). The purchase rate is 16.94% pa (variable). Credit limits and interest rates will vary based on your individual circumstances.

0%* Intro APR

See T&C*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


Barclaycard Initial Credit Card
  • Strengthen your credit rating
  • 1% of the value of your purchase in Reward Money (0.5% at Shell) in participating retailers.
  • £1,200 credit limit
  • Representative Example: 29.9% APR Representative (variable). Based on2.5% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 29.9%. Barclays Bank Plc., 1 Churchill Place, London, E14 5HP

N/A* Intro APR

N/A*Intro Period

Representative APR: 29.90% Variable

£0.00*Annual Fee

4.5


National Trust Credit Card
  • The National Trust will receive £15 when you use your card within 90 days of the account opening
  • They will also receive 30p for every £100 you spend on card purchases
  • And £2.00 for every year you continue to use the card
  • Save £5 when you use your National Trust Credit Card to spend £25 or more in National Trust Shops*
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 3 months from the date your account is opened
  • Representative 16.9% APR (variable)
  • No Annual Fee

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


RBS World MasterCard
  • 0% on purchases for 13 months from account opening. Thereafter the standard annual rate for purchases will be 17.9% p.a. (variable).
  • 0% on balance transfers for 13 months from account opening (2.9% fee, min £5) on any balances you transfer within three months of opening your account. Thereafter the standard annual rate for balance transfers will be 17.9% p.a. (variable).
  • 2,500 bonus RBS YourPoints that you can use towards flights, holidays and some great brands like M&S, Boots and Amazon.
  • No annual fee
  • Representative Example: Representative 17.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable)

0%* Intro APR

13 months*Intro Period

Representative APR: 17.90% Variable

£0.00*Annual Fee

5.0


NatWest World MasterCard
  • 0% on purchases for 13 months from account opening. Thereafter the standard annual rate for purchases will be 17.9% p.a. (variable).
  • 0% on balance transfers for 13 months from account opening (2.9% fee, min £5) on any balances you transfer within three months of opening your account. Thereafter the standard annual rate for balance transfers will be 17.9% p.a. (variable).
  • 2,500 bonus NatWest YourPoints that you can use towards flights, holidays and some great brands like M&S, Boots and Amazon.
  • No annual fee
  • Representative Example: Representative 17.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable)

0%* Intro APR

13 months*Intro Period

Representative APR: 17.90% Variable

£0.00*Annual Fee

5.0


Lloyds TSB Airmiles Duo AMEX Card
  • 1 Airmile for almost every £1 you spend for the first 3 months
  • 1 Airmile for almost every £10 you spend after that
  • Double Airmiles abroad
  • 0% interest on balance transfers for 6 months (3% fee) Minimum spend of £100 in the first 3 months applies
  • No annual fee
  • Accepted at 29.9 million places worldwide
  • Representative Example: 15.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.

0%* Intro APR

6 months*Intro Period

Representative APR: 15.90% Variable

£0.00*Annual Fee

4.5


Virgin Money Monthly Prepaid Visa Card
  • No bank account needed, and no credit checks
  • It's a secure way to shop - online, by phone and in store
  • It makes budgeting easy
  • Great discounts at Virgin companies
  • A choice of 'Pay as you go' or 'Pay monthly' tariffs

£10.00Opening Min

£9.95*App Fee

£0.00*Annual Fee

N/AATM Fee

5.0


Virgin Money PAYG Prepaid Visa Card
  • No bank account needed, and no credit checks
  • It's a secure way to shop - online, by phone and in store
  • It makes budgeting easy
  • Great discounts at Virgin companies
  • A choice of 'Pay as you go' or 'Pay monthly' tariffs

£10.00Opening Min

£9.95*App Fee

N/A*Annual Fee

N/AATM Fee

5.0


British Airways American Express Credit Card
  • Receive a response in 60 seconds
  • Apply now and earn 1,000 bonus BA Miles
  • 1 Bonus Mile for virtually every £1 you spent
  • Free additional cards
  • No annual fee
  • Spend £20,000 on your Card in a year, and receive a companion for the same flight and cabin
  • Travel accident benefits up to £75,000
  • Representative 19.9% APR variable. Based on assumed borrowing of £1,200 and rate of interest(variable) annual 19.9%

N/A* Intro APR

N/A*Intro Period

Representative APR: 19.90% Variable

N/A*Annual Fee

4.5


Nationwide Gold Credit Card
  • Commission free purchases abroad
  • Up to 56 days interest-free credit
  • 0% APR on purchases for 3 months
  • 0% APR on Balance Transfers for 17 months
  • Free purchase cover for loss, theft or damage to most purchases over £50
  • 12 month warranty on many gas or electrical products Peace of mind for all cardholders with Nationwide Fraud Watch.
  • Representative Example: 15.9% APR Representative (variable). Based on 2.95% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.

0%* Intro APR

17 months on BT*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


Personalised Freedom Prepaid Cash Card
  • No credit check, no bank account required
  • Personalised and Embossed
  • Maximum card balance of £5,000
  • Valid for 3 years Basic form of ID required Use at over 28 million locations worldwide
  • Allow up to 7 days delivery
  • Price: only £5.99

£5.00Opening Min

£5.99*App Fee

N/A*Annual Fee

£1.00ATM Fee

4.5


More: | 1 | 2 | 3 | 4 | 5 |


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