Top Rated Card Offers

These credit cards receive top marks based on their benefits and features on most card review sites including ours. Once you qualify, there's absolutely no need to bother about the details as these cards are likely to cater for your every need. Top rated cards listed below are reserved for the U.K. market.

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Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee

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e-Platinum Plus with CardOneBanking MasterCard

e-Platinum Plus Green Shopping Card and Cardonebanking Prepaid MasterCard Card Combo Offer: 2 cards - 1 application!
No credit checks
0% APR Fixed Forever!
Guaranteed Approval
Credit line £5,000 (can be increased)
No hidden bank charges and no overdraft fees
Guaranteed bank account

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£10.00Opening Min

£0.00*App Fee

N/A*Annual Fee

£0.00ATM Fee

5.0

Virgin Money Credit Card

0% for 14 months on balance transfers (from the date your account is opened. Transfers to be made within first 60 days. 2.98% handling fee applies)
0% for 3 months on card purchases* (from the date your account is opened)
Discounts at loads of Virgin companies
Discounted vouchers for leading high street stores
Typical rate 16.6% APR (variable)

0%*Intro APR

up to 14 months*Intro Period

16.60%*APR

£0.00*Annual Fee

5.0

Egg Visa Credit Card

0% interest for up to 14 Months on balances transferred within the first three months (3% fee applies).
0% interest on new purchases for up to 3 months.
Manage your online account Egg Money Manager.
Online PIN reminder
Active fraud monitoring
24 hour online account management
No paperwork and apply in minutes

0%*Intro APR

up to 14 months*Intro Period

17.90%*APR

£0.00*Annual Fee

4.5

Kalixa Prepaid Mastercard

Free POS Transactions
High Load and Card Limits
Chip & PIN Secure
Ideal for business expenses
Named as the "bargain of the week" by Independent
Use it abroad - 2.75% fees apply
Withdraw cash from over 1.2 million ATM's worldwide
Loading fees - internet banking fee 99p available within 2-5days, credit/debit card fee 1.95% instantly clear

£10.00Opening Min

£0.00*App Fee

N/A*Annual Fee

£1.75ATM Fee

4.5

NatWest Platinum Credit Card

0% on balance transfers for 15 months
0% on purchases – for three months
2.9% balance transfer fee - (minimum £5)
Typical 16.9% APR (variable)
1% off the APR for Advantage Gold customers – guaranteed on our standard credit card rate for at least 12 months.

0%*Intro APR

15 months on BT*Intro Period

16.90%*APR

£0.00*Annual Fee

4.5

RBS Platinum Credit Card

0% balance transfers for 15 months
0% interest on purchases for 3 months from account opening
2.9% Balance transfer fee – (minimum £5)
Typical 16.9% APR (variable)
1% off the APR for Royalties Gold customers
Free additional cardholder

0%*Intro APR

15 months on BT*Intro Period

16.90%*APR

£0.00*Annual Fee

4.5

Bank of Scotland All in One Card

0% for 10 months on balance transfers made in the first 90 days
0% for 10 months on new purchases
A typical rate of 15.9% APR (variable)
A handling fee of 3% applies for each balance transfer
Master Card benefits package
59 days grace period

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0%*Intro APR

10 months*Intro Period

15.90%*APR

N/A*Annual Fee

4.5

Barclaycard Platinum Visa® Card

0% interest on balance transfers until July 2011 from account opening (2.9% handling fee applies)
0% interest on purchases for 3 months from account opening
A reward programme like no other, with Barclaycard Freedom automatically earn while you shop at participating retailers.
With contactless payment technology, a new quick and easy way to pay for purchases of £15 or under
15.9% APR typical (variable)

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0%*Intro APR

15 months on BT*Intro Period

15.90%*APR

£0.00*Annual Fee

4.5

Barclaycard Platinum Simplicity Credit Card

Simply our lowest APR
A low rate on all your purchases
6.8% interest on all balance transfers until paid in full (no handling fee applies)
A reward programme like no other, with Barclaycard Freedom automatically earn while you shop at participating retailers
With contactless payment technology, a new quick and easy way to pay for purchases of £10 or under
6.8% APR typical (variable)

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N/A*Intro APR

N/A*Intro Period

6.80%*APR

£0.00*Annual Fee

5.0

Barclaycard Initial Credit Card

Strengthen your credit rating
Enjoy a credit limit of up to £2,000 (minimum £250)
Go contactless – Make purchases of £10 and under in an instant wherever you see the contactless symbol
29.9% APR typical (variable)

N/A*Intro APR

N/A*Intro Period

29.90%*APR

£0.00*Annual Fee

4.5

National Trust Credit Card

The National Trust will receive £15 when you use your card within 90 days of the account opening
They will also receive 30p for every £100 you spend on card purchases
And £2.00 for every year you continue to use the card
Save £5 when you use your National Trust Credit Card to spend £25 or more in National Trust Shops*
0% on balance transfers for 12 months (3% handling fee)
0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
0% on card purchases for 3 months from the date your account is opened
16.9% APR typical rate (variable)
No Annual Fee

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0%*Intro APR

12 months*Intro Period

16.90%*APR

£0.00*Annual Fee

5.0

Sainsbury's Credit Card

Every time you shop at Sainsbury's with your Credit Card we'll give you 2 Nectar points for every £1 you spend in the first 2 years. That's doubling your Nectar points on every Sainsbury's shop when you swipe your Nectar card.
0% for the first 12 months on Sainsbury's shopping
0% for the first 10 months on all other shopping
0% for the first 10 months on balance transfers (+3% fee)
Collect 1 point per £5 when you use your Sainsbury's Credit Card elsewhere
Withdraw cash in over 24 million locations worldwide (fees apply)
Enjoy safe and secure payments with Chip and PIN

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0%*Intro APR

12 months*Intro Period

15.90%*APR

£0.00*Annual Fee

5.0

Travelex Cash Passport Prepaid Currency Card (USD)

Home delivery or Airport pick-up
Load Up to 30,000 USD per 12 month
1 free additional card
24/7 global assistance & emergency replacement for lost or stolen cards
No risk of identity theft and fraud to your personal bank account

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N/AOpening Min

N/A*App Fee

N/A*Annual Fee

£0.00ATM Fee

5.0

Travelex Cash Passport Prepaid Currency Card (Euro)

Home delivery or Airport pick-up
Load Up to 25,500 EUR per 12 month
1 free additional card
24/7 global assistance & emergency replacement for lost or stolen cards
No risk of identity theft and fraud to your personal bank account

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N/AOpening Min

N/A*App Fee

N/A*Annual Fee

£0.00ATM Fee

5.0

MBNA 5.9% APR Rate For Life Credit Card

A promotional rate on balance transfers and money transfers - 5.9% for the life of the transferred balances* 2% handling fee for balances transferred in the first 60 days, 3% thereafter (4% for money transfers)
Ideal for rearranging your finances and consolidating loans*
Verified by Visa™
With MBNA Secure
16.9% APR typical rate (variable)
Paperless Statements
Free 24 hour worldwide Customer Satisfaction Helpline

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5.9%*Intro APR

for Life of Balance*Intro Period

16.90%*APR

£0.00*Annual Fee

4.5

Rational Travel Money Prepaid Card

FREE CARD
Easy online application
Takes minutes to complete
No paperwork
Euro & US Dollar cards available
24-hr online account management
UK helpdesk
Guaranteed Exchange Rates

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N/AOpening Min

N/A*App Fee

N/A*Annual Fee

£1.50ATM Fee

5.0

DogsTrust Credit Card

Dogs Trust will receive £4 when you use your card within 90 days of the account opening
They will also receive 25p for every £100 you spend on card purchases
And £2.00 for every year you continue to use the card
0% on balance transfers for 12 months (3% handling fee)
0% on card purchases for 3 months
16.9% APR typical rate (variable)
No Annual Fee

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0%*Intro APR

12 months on BT*Intro Period

16.90%*APR

£0.00*Annual Fee

4.5

White Eagle Prepaid Card

No credit check, no bank account required
Personalised & Embossed
Maximum Card balance of £5,000
Valid for 2 years.
Basic form of ID required
Allow up to 7 days delivery
Price: Only £4.95

£10.00Opening Min

£4.95*App Fee

N/A*Annual Fee

£0.95ATM Fee

4.5

Miles & More American Express® credit card from MBNA

Receive a welcome bonus of 1,500 award miles
2 award miles for every £1 you spend during the first 6 months
1.5 award miles per £1 spent thereafter
Redeem your award miles for fabulous rewards including flights, upgrades, hotel stays and much more!
0% on balance transfers for 12 months (3% handling fee)
0% on card purchases for 3 months
16.9% APR typical rate (variable)
No mileage expiration

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0%*Intro APR

12 months*Intro Period

16.90%*APR

£0.00*Annual Fee

5.0

HSBC Bank Credit Card

0% for 15 months on balances transferred within 30 days of you opening your account. 2.9% balance transfer fee applies, minimum £5.
0% on purchases for 3 months from account opening.
Typical 16.9% APR variable.
No annual fee to pay.
Free additional credit card for partners or family members over 18.
24-hour worldwide assistance and an emergency cash advance if your card is lost or stolen.
Up to 8% discount on Thomas Cook holidays booked through the HSBC Travel Club.
Up to 56 days' interest-free period available when you pay your whole credit card balance in full and on time

0%*Intro APR

15 months*Intro Period

16.90%*APR

£0.00*Annual Fee

4.5

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