Sainsbury's Credit Card


There is no online application for this card

Consumer (Regular) Credit Card -- Sainsbury's Bank.


Basic Information

  • Every time you shop at Sainsbury's with your Credit Card we'll give you 2 Nectar points for every £1 you spend in the first 2 years. That's doubling your Nectar points on every Sainsbury's shop when you swipe your Nectar card.
  • 0% for the first 12 months on Sainsbury's shopping
  • 0% for the first 12 months on all other shopping
  • 0% for the first 12 months on balance transfers (+3% fee)
  • Collect 1 point per £5 when you use your Sainsbury's Credit Card elsewhere
  • Representative Example: 16.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.9%.

0%* Intro APR

12 months*Intro APR Period

£0.00*Annual Fee

Good*Credit Needed

up to 55 days*Grace Period

£12.00*Late Payment Fee

Representative APR: 16.90%* Variable
Card Network:MasterCard®
Card Type:- Co-Branded Credit Card
- Instant Decision Card
- Low Interest Card
- Reward Card

Card Review

With the Sainsbury's Credit Card, United Kingdom customers can take advantage of many attractive features. Of course, this card offers some of the most remarkable introductory rates that you will find with any card in the United Kingdom. A variable rate that starts as low as 0% is truly rare indeed, but for it to apply to balance transfers and standard purchases, and for it to last as long as 12 months is something that you should definitely grab a hold of if you can.

Perhaps what is truly unique is that you can use your existing Nectar shopping rewards card for even more benefit. Apply for the Sainsbury's Credit Card with your Nectar account and you can also apply your credit card purchases to your Nectar rewards program. This should help you reach your rewards goal even quicker.

Rewards & Benefits

Reward Types:- Merchandise Reward Cards
- Other Rewards Cards
- Universal Reward Cards
Rewards:- 2 Nectar points for every £1 you spend in the first 2 years. That's doubling your Nectar points on every Sainsbury's shop when you swipe your Nectar card.
- 1 point per £5 when you use your Sainsbury's Credit Card elsewhere
Other Benefits:See Terms and Conditions of the card

Card Finance & Rates

Introductory APR:0%*
Applied Towards:Purchases, Balance Transfer
Introductory Period:12 months*
APR on Purchases: 16.90%* Variable
Annual Fee:£0.00*
Minimum Credit Line:£500

Balance Transfers

Balance Transfer:Yes
Transfer Fee:3.00%

Cash Advances

APR on Cash Advances:24.93%
Cash Advance Fee:3.00%
Minimum Fee:£5.00

Other Fees

Additional Fees: Returned Payment Fee: £12.00
Letter Fee: £10.00

Notes

We consider all information provided by affiliated companies for the Sainsbury's Credit Card to be accurate at the time of posting (Aug 20, 2011). To be sure that nothing has changed and that you fully understand the potential contracts, please read the respective Terms and Conditions for Sainsbury's Credit Card.


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