Regular Cards

A regular credit card doesn't put too many features in your face. It's a normal card designed for individuals who couldn't care less about card rewards and taking advantage of applicable benefits. The lack of benefits is often compensated for by other things you find out when reviewing these cards up close.




2 cards

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
More: | 1 | 2 | 3 |

 
HSBC Bank Credit Card
  • 0% for 23 months on balances transferred within 30 days of you opening your account. 3.3% balance transfer fee applies, minimum £5.
  • 0% on purchases for 3 months from account opening
  • No annual fee to pay
  • Free additional credit card for partners or family members over 18
  • Representative example: based on an assumed credit of £1200, our 16.9% rate p.a for new purchases gives a representative rate of 16.9% APR variable.

0%* Intro APR

23 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


Halifax All in One Credit Card
  • 0% for the first 15 months on balance transfers (3% balance transfer fee applies)
  • 0% for the first 15 months on new purchases
  • No annual fee
  • If you are accepted at the highest rate of 23.9% APR variable you may not be offered an introductory period on balance transfers and purchases. Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate would be 17.9% APR (variable). The purchase rate is 17.94% pa (variable). Halifax, The Mound, Edinburgh EH1 1YZ.

0%* Intro APR

15 months*Intro Period

Representative APR: 17.90% Variable

N/A*Annual Fee

4.0


Virgin Credit Card
  • 0% for 20 months on balance transfers (from the date your account is opened. Transfers to be made within first 60 days. 2.99% handling fee applies)
  • 0% for 3 months on card purchases* (from the date your account is opened)
  • Discounts at loads of Virgin companies
  • Discounted vouchers for leading high street stores
  • Representative Example: 16.8% APR Representative (variable). Based on 2.99% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 16.8%.

0%* Intro APR

up to 20 months*Intro Period

Representative APR: 16.80% Variable

£0.00*Annual Fee

5.0


Sainsbury's Mastercard for Nectar Card Holders
  • 0% for the first 12 months on purchases
  • 0% for the first 12 months on balance transfers (3% BT fee)
  • No annual fee
  • Full MasterCard benefits
  • Representative Example: 16.94% APR Representative (variable). Based on 3% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.94%.

0%* Intro APR

12 months*Intro Period

Representative APR: 16.94% Variable

£0.00*Annual Fee

4.0


Vanquis Visa Credit Card
  • Sensible credit limit starting from £250 to £1000
  • Simple application process
  • Friendly UK call centre to give you the support you need
  • Representative Example: 39.94% APR Representative (variable). Based on credit limit of £1000.00, annual interest rate (variable) 39.9%.

N/A* Intro APR

N/A*Intro Period

Representative APR: 39.90% Variable

£0.00*Annual Fee

4.5


Tesco Clubcard Credit Card
  • 0% interest for 15 months on ALL purchases from account opening
  • 0% interest for 9 months on balance transfers from account opening (2.9% fee)
  • A faster way to collect Clubcard points - 1 point awarded per £4 spent
  • Your way to collect Clubcard points
  • Apply online for an instant decision
  • A defaqto 5 star rating for excellent quality
  • Representative Example: 16.9% APR Representative (variable). Based on 2.9% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 16.9%.

0%* Intro APR

15 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


Halifax Balance Transfer Credit Card
  • 0% for the first 22 months on balance transfers up to £3,000* (3.5% fee applies)
  • 0% for the first 3 months on purchases
  • No annual fee
  • Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate is 17.9% APR (variable). The purchase rate is 17.95% pa (variable)

0%* Intro APR

See T&C*Intro Period

Representative APR: 17.90% Variable

£0.00*Annual Fee

4.5


Bank of Scotland All in One Card
  • 0% for the first 12 months on balance transfers (3% balance transfer fee applies)
  • 0% for the first 12 months on new purchases
  • A handling fee of 3% applies for each balance transfer
  • Master Card benefits package
  • 59 days grace period
  • Representative Example: 17.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 15.9%.

0%* Intro APR

12 months*Intro Period

Representative APR: 17.90% Variable

£0.00*Annual Fee

4.5


Barclaycard Initial Credit Card
  • Strengthen your credit rating
  • 1% of the value of your purchase in Reward Money (0.5% at Shell) in participating retailers.
  • £1,200 credit limit
  • Representative Example: 29.9% APR Representative (variable). Based on2.5% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 29.9%. Barclays Bank Plc., 1 Churchill Place, London, E14 5HP

N/A* Intro APR

N/A*Intro Period

Representative APR: 29.90% Variable

£0.00*Annual Fee

4.5


National Trust Credit Card
  • The National Trust will receive £15 when you use your card within 90 days of the account opening
  • They will also receive 30p for every £100 you spend on card purchases
  • And £2.00 for every year you continue to use the card
  • Save £5 when you use your National Trust Credit Card to spend £25 or more in National Trust Shops*
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 3 months from the date your account is opened
  • Representative 16.9% APR (variable)
  • No Annual Fee

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


aqua Credit Card (aquacard)
  • Designed for Bad Credit Applicants
  • No interest will be charged on purchases if every statement balance is paid in full by the payment date
  • Manageable monthly payments
  • Flexible payment dates
  • A friendly 24-hour customer helpline
  • £1,200 credit limit*
  • No annual fee
  • Representative Example: 35.95% APR Representative (variable). Based on credit limit of £1000.00, annual interest rate (variable) 35.9%. Aqua Financial Solutions Limited, Unit 1 & 20B Hillgate Place, 18 – 20 Balham Hill, London, SW12 9ER

N/A* Intro APR

N/A*Intro Period

Representative APR: 35.90% Variable

N/A*Annual Fee

4.0


Lloyds TSB Airmiles Duo AMEX Card
  • 1 Airmile for almost every £1 you spend for the first 3 months
  • 1 Airmile for almost every £10 you spend after that
  • Double Airmiles abroad
  • 0% interest on balance transfers for 6 months (3% fee) Minimum spend of £100 in the first 3 months applies
  • No annual fee
  • Accepted at 29.9 million places worldwide
  • Representative Example: 15.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.

0%* Intro APR

6 months*Intro Period

Representative APR: 15.90% Variable

£0.00*Annual Fee

4.5


British Airways American Express Credit Card
  • Receive a response in 60 seconds
  • Apply now and earn 1,000 bonus BA Miles
  • 1 Bonus Mile for virtually every £1 you spent
  • Free additional cards
  • No annual fee
  • Spend £20,000 on your Card in a year, and receive a companion for the same flight and cabin
  • Travel accident benefits up to £75,000
  • Representative 19.9% APR variable. Based on assumed borrowing of £1,200 and rate of interest(variable) annual 19.9%

N/A* Intro APR

N/A*Intro Period

Representative APR: 19.90% Variable

N/A*Annual Fee

4.5


Capital One Classic Visa Card
  • Great for people who want to build or rebuild their credit rating
  • Low, easy-to-manage credit limit from £200
  • Choose your own credit card design
  • Register for email alerts to help you stay in control
  • Representative Example: 34.94% APR Representative (variable). Based on credit limit of £1200.00, annual interest rate (variable) 34.9%. Capital One (Europe) Plc., Trent House, Station Street, Nottingham, NG2 3HX

N/A* Intro APR

N/A*Intro Period

Representative APR: 34.90% Variable

£0.00*Annual Fee

4.0


DogsTrust Credit Card
  • Dogs Trust will receive £4 when you use your card within 90 days of the account opening
  • They will also receive 25p for every £100 you spend on card purchases
  • And £2.00 for every year you continue to use the card
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on card purchases for 3 months
  • No Annual Fee
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months on BT*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


bmi American Express Card from MBNA
  • Apply online for the bmi credit card and if you spend £250 on card purchases within 90 days of your account opening you will receive 20,000 destinations miles.*
  • 0% on balance transfers for 12 months (3% handling fee). For this great rate your balance needs to be transferred within the first 90 days of your account opening
  • 0% on card purchases for 3 months from the date your account is opened
  • Earn miles on your every day spend taking you to over 975 destinations worldwide
  • Automatic Diamond Club membership, the UK's most generous frequent flyer programme
  • Earn 1.5 destinations miles for every £1 spent on everyday card purchases to get you to over 975 worldwide destinations Earn triple destinations miles when you use your bmi credit card to buy a bmi flight at flybmi.com
  • No Annual Fee
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


Breakthrough Breast Cancer Credit Card
  • Take out a card today and Breakthrough Breast Cancer will receive: £7.50 when you use your card within 90 days of the account opening, 25p for every £100 you spend on card purchases, and £2 for every year you continue to use the card
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 3 months from the date your account is opened
  • No Annual Fee
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


British Heart Foundation Credit Card
  • British Heart Foundation will receive £7.50 when you use your card within 90 days of the account opening. They will also receive 35p for every £100 you spend on card purchases
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 3 months from the date your account is opened
  • No Annual Fee
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


England Football Credit Card
  • Direct contribution to the development of football in England
  • 15% discount on all purchases at the official England Online Store
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on card purchases for 3 months
  • Paperless Statements
  • Fraud Protection
  • No Annual Fee
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


Chelsea Rewards Credit Card
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 3 months from the date your account is opened
  • Reward Points: you will get access to one of the biggest credit card reward schemes available today. For every £1 you spend on card purchases, we'll give you 1 Reward Point, so you'll soon rack up enough points to earn valuable Rewards
  • No Annual Fee
  • Paperless Statements
  • Fraud Protection
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


More: | 1 | 2 | 3 |


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