RBS World MasterCard®


RBS World MasterCard

Consumer (Premium) Credit Card -- Royal Bank of Scotland.


Basic Information

  • 0% on purchases for 13 months from account opening. Thereafter the standard annual rate for purchases will be 17.9% p.a. (variable).
  • 0% on balance transfers for 13 months from account opening (2.9% fee, min £5) on any balances you transfer within three months of opening your account. Thereafter the standard annual rate for balance transfers will be 17.9% p.a. (variable).
  • 2,500 bonus RBS YourPoints that you can use towards flights, holidays and some great brands like M&S, Boots and Amazon.
  • No annual fee
  • Representative Example: Representative 17.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable)

0%* Intro APR

13 months*Intro APR Period

£0.00*Annual Fee

Good*Credit Needed

51 days*Grace Period

£12.00*Late Payment Fee

Representative APR: 17.90%* Variable
Card Network:MasterCard®
Card Type:- Instant Decision Card
- Low Interest Card
- Reward Card

Card Review

The RBS World MasterCard card is the ideal card for the individual who is looking to get the most from their credit card both in interest savings and rewards earned. This card allows you a little breathing room if you are finding yourself under the weight of interest on other cards you are using.

Not only do you get a low APR on purchases for the first so many months of opening, but you also enjoy a low APR on balance transfers for the same period of time. Also if you pay your bill on time and in full, you can also receive credit free days on purchases past the expiration of the introductory rate.

It also gives you a substantially high earn rate for rewards giving you YourPoints right up front for merely obtaining the card and then additional YourPoints yearly thereafter. This card gives you a big bang for your purchasing buck.

Rewards & Benefits

Reward Types:- Other Rewards Cards
- Universal Reward Cards
Rewards:- 2500 bonus points annually
- Earn points every time you make a purchase with your card.
Other Benefits:*See Terms and Condition for more benefits

Card Finance & Rates

Introductory APR:0%*
Applied Towards:Purchases, Balance Transfer
Introductory Period:13 months*
APR on Purchases: 17.90%* Variable
Annual Fee:£0.00*
Minimum Credit Line:£300

Balance Transfers

Balance Transfer:Yes
Transfer Fee:2.90%
Minimum Fee:£5.00

Cash Advances

APR on Cash Advances:24.90%
Cash Advance Fee:3.00%
Minimum Fee:£3.00

Other Fees

Additional Fees: Returned payment: £10.00
Copies of statements: £3.00

Notes

We consider all information provided by affiliated companies for the RBS World MasterCard to be accurate at the time of posting (Jul 19, 2011). To be sure that nothing has changed and that you fully understand the potential contracts, please read the respective Terms and Conditions for RBS World MasterCard.


Application Security

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