RBS Platinum Credit Card

RBS Platinum Credit Card

Consumer (Premium) Credit Card -- Royal Bank of Scotland.


Basic Information

  • 0% balance transfers for 20 months
  • 0% interest on purchases for 6 months from account opening
  • 3.2% Balance transfer fee – (minimum £5)
  • 1% off the APR for Royalties Gold customers
  • Free additional cardholder
  • Representative Example: 17.9% APR Representative (variable). Based on 3.2% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.6%.

0%* Intro APR

20 months on BT*Intro APR Period

£0.00*Annual Fee

Good*Credit Needed

56 days*Grace Period

£12.00*Late Payment Fee

Representative APR: 17.90%* Variable
Card Network:MasterCard®
Card Type:- Instant Decision Card

Card Review

The Royal Bank of Scotland Platinum Credit Card comes with a highly competitive APR. New cardholders who happen to be existing RBS customers are included in an intro period charging 0% on balance transfers for 18 months and 0% on purchases for 6 months. All cardholders are entitled to 56 days of interest free credit on purchases per billing cycle.

No annual fee is charged. You can order an additional card for a spouse, close friend, or family member at no extra cost. Transfer funds to loved one with a UK bank account directly from your mobile phone. When you've not been given the kind of credit that suits your expenses, you can book a credit limit review just six months after obtaining card membership.

Shop online with comprehensive protection against identity theft and online fraud to boost your confidence. With online account management, you have instant access to view transactions charged to the basic or additional card at anytime of the day and at no extra cost.

Rewards & Benefits

Other Benefits:- Control your credit card online
- Flexible credit limits
- Pay by Direct Debit
- Money transfers by phone
- Special discounts
- Travel benefits
- Wine offers

Card Finance & Rates

Introductory APR:0%*
Applied Towards:Purchases, Balance Transfer
Introductory Period:20 months on BT*
APR on Purchases: 17.90%* Variable
Annual Fee:£0.00*
Minimum Credit Line:£300

Balance Transfers

Balance Transfer:Yes
Transfer Fee:3.20%
Minimum Fee:£5.00

Cash Advances

APR on Cash Advances:24.90%
Cash Advance Fee:3.00%
Minimum Fee:£3.00

Other Fees

Additional Fees: Transactions in foreign currencies: 2.75%
Copies of statements: £3.00
Returned payment fee: £10.00

Notes

We consider all information provided by affiliated companies for the RBS Platinum Credit Card to be accurate at the time of posting (Oct 18, 2011). To be sure that nothing has changed and that you fully understand the potential contracts, please read the respective Terms and Conditions for RBS Platinum Credit Card.


Application Security

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