MBNA Platinum Credit Card
Consumer (Premium) Credit Card -- MBNA Europe.
Basic Information
- 0% on balance transfers for 20 months (2.95% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account.
- 0% on money transfers from your credit card to your current account for 19 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of opening your account.
- 0% on card purchases for 3 months from the date your account is opened.
- Representative Example: 16.7% APR Representative (variable). Based on 2.95% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.7%.
0%* Intro APR
20 months*Intro APR Period
£0.00*Annual Fee
Good*Credit Needed
50 days*Grace Period
£12.00*Late Payment Fee
Card Review
The MBNA Platinum Plus Credit Card offers a 20-month introductory period on both balance transfers and money transfers. The associated rate could be as low as 0% and may also be available on standard purchases for the first 3 months. Combined, this card can really help you by consolidating your balances so that you can pay them down and eventually get rid of them!
There are a couple of other conveniences available too. For example, if you pay your new purchase balances off within 50 days, no interest will be accrued. This can save you a lot of money in the long run. Secondly, free online access lets you monitor your account to make sure your payments are being processed and to make sure there are no fraudulent or questionable charges. One of the simplest and most attractive features, however, is the fact that there is no annual fee.
Rewards & Benefits
- Safe Shopping
- Purchase Protection
- Identity Theft Protection Scheme
- Fraud Warning System
- Lost Luggage Insurance
- Travel Accident Insurance
- Travel Inconvenience Insurance
- Free 24-hour Worldwide Telephone Helpline
Card Finance & Rates
Other Fees
Cash transactions handling fee: 3% (min.£3)
Money transfers handling fee: 3% (min.£3)
Foreign currency transactions: 2.75%
Notes
We consider all information provided by affiliated companies for the MBNA Platinum Credit Card to be accurate at the time of posting (Oct 6, 2011). To be sure that nothing has changed and that you fully understand the potential contracts, please read the respective Terms and Conditions for MBNA Platinum Credit Card.
Application Security
Please note that all applications feature secure SSL technology for your online protection.
