No Annual Fee Cards

These credit cards will not charge you an annual fee throughout the duration of card use. If you're one looking to repay the benefits of a credit card via interest rates, these cards are just perfect for you. Visitors should note cards listed below are reserved for U.K. residents. Before applying for a card it's important to check the card agreement as some cards will charge an annual fee after the first year of card use.




2 cards

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
More: | 1 | 2 | 3 | 4 |

 
Virgin Money Monthly Prepaid Visa Card
  • No bank account needed, and no credit checks
  • It's a secure way to shop - online, by phone and in store
  • It makes budgeting easy
  • Great discounts at Virgin companies
  • A choice of 'Pay as you go' or 'Pay monthly' tariffs

£10.00Opening Min

£9.95*App Fee

£0.00*Annual Fee

N/AATM Fee

5.0


BaBeeCard Prepaid Card
  • Great way to budget, plan & save
  • Over 100 High Street retailers on board
  • Card valid for 2 years
  • Card issue fee is £9.95 includes card purchase and activation
  • 100% Approval

£10.00Opening Min

£9.95*App Fee

£0.00*Annual Fee

£1.00ATM Fee

4.5


Barclaycard Platinum Simplicity Credit Card
  • Simply our lowest APR
  • 7.9% interest on all purchases and on all balance transfers (no handling fee applies)
  • Barclaycard Freedom - a reward programme like no other
  • Your new Barclaycard will automatically be set up with paperless statements making it easier to manage your account online*
  • Representative Example: 7.9% APR Representative (variable). Based on 0% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 7.9%. Barclays Bank Plc., 1 Churchill Place, London, E14 5HP

N/A* Intro APR

N/A*Intro Period

Representative APR: 7.90% Variable

£0.00*Annual Fee

5.0


Capital One Click Credit Card
  • If you love shopping online, the Click Card is designed for you
  • Exclusive access to great brand discounts with eXtras plus Enhanced security
  • 9.9% p.a. variable on purchases, balance transfers and cash withdrawals
  • No annual fee
  • Representative Example: Assuming a credit limit of £1,200 and an interest rate on purchases of 9.94% p.a. variable, you will receive a 9.9% APR representative variable.

N/A* Intro APR

N/A*Intro Period

Representative APR: 9.90% Variable

£0.00*Annual Fee

4.5


Sainsbury's Nectar Credit Card
  • No balance transfer fee
  • 0% apr on Balance Transfer for 10 months
  • No annual fee
  • Earn Nectar points when you use your Sainsbury's Nectar Credit Card elsewhere - 1 point for every £5 you spend
  • Optional repayment cover
  • Representative 12.92% APR (variable)

0%* Intro APR

10 months*Intro Period

Representative APR: 12.92% Variable

£0.00*Annual Fee

4.0


Lloyds TSB Airmiles Duo Credit Card
  • 1 mile for every £10 you spend with the Lloyds TSB American Express card*
  • 1 mile per £50 you spend with the Lloyds TSB MasterCard*
  • 0% interest on balance transfers for 6 months (3% fee) Minimum spend of £100 in the first 3 months applies**
  • Double miles when you use your Credit Cards abroad
  • Apply and be accepted for the Credit Cards online to get a 1,500 Airmile voucher
  • No annual fee
  • Representative Example: 15.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.

0%* Intro APR

6 months*Intro Period

Representative APR: 15.90% Variable

£0.00*Annual Fee

4.5


Lloyds TSB Airmiles Duo MasterCard
  • 1 mile per £50 you spend with the Lloyds TSB MasterCard
  • 0% interest on balance transfers for 6 months (3% fee) Minimum spend of £100 in the first 3 months applies
  • Double Airmiles abroad
  • Apply and get a 1,500 Airmile voucher
  • No annual fee
  • Accepted at 29.9 million places worldwide
  • Representative Example: 15.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.

0%* Intro APR

6 months*Intro Period

Representative APR: 15.90% Variable

£0.00*Annual Fee

4.5


Lloyds TSB Airmiles Duo AMEX Card
  • 1 Airmile for almost every £1 you spend for the first 3 months
  • 1 Airmile for almost every £10 you spend after that
  • Double Airmiles abroad
  • 0% interest on balance transfers for 6 months (3% fee) Minimum spend of £100 in the first 3 months applies
  • No annual fee
  • Accepted at 29.9 million places worldwide
  • Representative Example: 15.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.

0%* Intro APR

6 months*Intro Period

Representative APR: 15.90% Variable

£0.00*Annual Fee

4.5


MBNA Platinum Credit Card
  • 0% on balance transfers for 20 months (2.95% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account.
  • 0% on money transfers from your credit card to your current account for 19 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of opening your account.
  • 0% on card purchases for 3 months from the date your account is opened.
  • Representative Example: 16.7% APR Representative (variable). Based on 2.95% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.7%.

0%* Intro APR

20 months*Intro Period

Representative APR: 16.70% Variable

£0.00*Annual Fee

4.0


Virgin Credit Card
  • 0% for 20 months on balance transfers (from the date your account is opened. Transfers to be made within first 60 days. 2.99% handling fee applies)
  • 0% for 3 months on card purchases* (from the date your account is opened)
  • Discounts at loads of Virgin companies
  • Discounted vouchers for leading high street stores
  • Representative Example: 16.8% APR Representative (variable). Based on 2.99% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 16.8%.

0%* Intro APR

up to 20 months*Intro Period

Representative APR: 16.80% Variable

£0.00*Annual Fee

5.0


Capital One Transfer Card
  • 0% on balance transfers for 10 months
  • 0% on purchases for 6 months
  • A credit limit of up to £16,000
  • 2.9% balance transfer fee
  • Representative Example: Assuming a credit limit of £1,200 and an interest rate on purchases of 16.83% p.a. variable, you will receive a 16.8% APR representative variable.

0%* Intro APR

10 months on BT*Intro Period

Representative APR: 16.80% Variable

£0.00*Annual Fee

4.5


SonyCard Credit Card from MBNA
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 6 months from the date your account is opened
  • 2,000 FREE Sony Card Rewards Points* when you make a card purchase within the first 90 days – that's enough to claim a CD or DVD
  • Earn Reward Points every time you spend using your Sony Card
  • TRIPLE Reward Points – when you buy products from Sony using your Sony Card.
  • As a Sony Card Customer we'll keep you up to date with what's new in the world of Sony's Entertainment world – and you'll also be able to enter Dream Draws giving you access to exclusive offers from Sony
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


HSBC Bank Credit Card
  • 0% for 23 months on balances transferred within 30 days of you opening your account. 3.3% balance transfer fee applies, minimum £5.
  • 0% on purchases for 3 months from account opening
  • No annual fee to pay
  • Free additional credit card for partners or family members over 18
  • Representative example: based on an assumed credit of £1200, our 16.9% rate p.a for new purchases gives a representative rate of 16.9% APR variable.

0%* Intro APR

23 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


National Trust Credit Card
  • The National Trust will receive £15 when you use your card within 90 days of the account opening
  • They will also receive 30p for every £100 you spend on card purchases
  • And £2.00 for every year you continue to use the card
  • Save £5 when you use your National Trust Credit Card to spend £25 or more in National Trust Shops*
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 3 months from the date your account is opened
  • Representative 16.9% APR (variable)
  • No Annual Fee

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


British Heart Foundation Credit Card
  • British Heart Foundation will receive £7.50 when you use your card within 90 days of the account opening. They will also receive 35p for every £100 you spend on card purchases
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 3 months from the date your account is opened
  • No Annual Fee
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


Breakthrough Breast Cancer Credit Card
  • Take out a card today and Breakthrough Breast Cancer will receive: £7.50 when you use your card within 90 days of the account opening, 25p for every £100 you spend on card purchases, and £2 for every year you continue to use the card
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 3 months from the date your account is opened
  • No Annual Fee
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


MBNA Retail Rewards American Express Credit Card
  • A long term card purchase rate of 0% p.a for 12 months on every card purchase
  • A card purchase rate of 0% p.a for 6 months
  • Access to a fantastic rewards programme
  • Earn 1 point for every £1 you spend
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


MBNA 5.9% APR Rate For Life Credit Card
  • A promotional rate on balance transfers and money transfers - 5.9% for the life of the transferred balances* 2% handling fee for balances transferred in the first 60 days, 3% thereafter (4% for money transfers)
  • Ideal for rearranging your finances and consolidating loans*
  • Verified by Visa™
  • With MBNA Secure
  • Paperless Statements
  • Free 24 hour worldwide Customer Satisfaction Helpline
  • Representative 16.9% APR (variable)

5.9%* Intro APR

for Life of Balance*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


MBNA Platinum Rewards Credit Card
  • 0% on balance transfers for 13 months (2.9% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account.
  • 0% on money transfers from your credit card to your current account for 13 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of opening your account.
  • 0% on card purchases for 3 months from the date your account is opened.
  • Representative 16.9% APR (variable)

0%* Intro APR

13 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.0


Chelsea Rewards Credit Card
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 3 months from the date your account is opened
  • Reward Points: you will get access to one of the biggest credit card reward schemes available today. For every £1 you spend on card purchases, we'll give you 1 Reward Point, so you'll soon rack up enough points to earn valuable Rewards
  • No Annual Fee
  • Paperless Statements
  • Fraud Protection
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


More: | 1 | 2 | 3 | 4 |


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