Barclaycard Initial Credit Card

Barclaycard Initial Credit Card

Consumer (Regular) Credit Card -- Barclays Bank.


Basic Information

  • Strengthen your credit rating
  • 1% of the value of your purchase in Reward Money (0.5% at Shell) in participating retailers.
  • £1,200 credit limit
  • Representative Example: 29.9% APR Representative (variable). Based on2.5% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 29.9%. Barclays Bank Plc., 1 Churchill Place, London, E14 5HP

N/A* Intro APR

N/A*Intro APR Period

£0.00*Annual Fee

Limited*Credit Needed

Up to 56 days*Grace Period

£12.00*Late Payment Fee

Representative APR: 29.90%* Variable
Card Network:VISA®
Card Type:- Card for Bad Credit
- Instant Decision Card
- Reward Card

Card Review

Keep better track of your credit with Barclaycard Initial Credit Card. The standard flat rate for everyday purchases, balance transfers, and cash advances means that you don't have to keep track of three separate percentages and three separate balances. If you do have questions or concerns, though, you can access your account online to manage information, make payments, and monitor your spending. In regards to your spending, you can also be sure that all purchases will be authorized because of their innovative Chip and Pin system that helps to ensure your money's security.

The Barclaycard Initial is designed for anyone with a clean credit history. As long as you are 18, of course, can prove that you live and work in the United Kingdom, and are at least five years clear of any County Court Judgments or Individual Voluntary Arrangements, you should not have any problem getting accepted. Even if you have no credit history at all, you can apply for this card.

Rewards & Benefits

Reward Types:- Cash Back Reward Cards
- Other Rewards Cards
Rewards:- 1% of the value of your purchase in Reward Money (0.5% at Shell) in participating retailers.
- Barclaycard Unwind puts some of the best live music at your fingertips
Other Benefits:- mybarclaycard
- Contactless payments
- Chip and PIN protection
See Terms and Conditions of the Card for more benefits

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: 29.90%* Variable
Annual Fee:£0.00*
Maximum Credit Line:£1,200

Balance Transfers

Balance Transfer:Yes
Transfer Fee:2.50%
Minimum Fee:£2.50

Cash Advances

APR on Cash Advances:29.90%
Cash Advance Fee:2.50%
Minimum Fee:£5.00

Other Fees

Additional Fees: - Overseas transactions: 2.75%
- Copies of statements: £3.00
- Returned payment: £12.00

Notes

We consider all information provided by affiliated companies for the Barclaycard Initial Credit Card to be accurate at the time of posting (Aug 20, 2011). To be sure that nothing has changed and that you fully understand the potential contracts, please read the respective Terms and Conditions for Barclaycard Initial Credit Card.


Application Security

Please note that all applications feature secure SSL technology for your online protection.



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