HSBC Bank Credit Card
Consumer (Regular) Credit Card -- HSBC Bank.
Basic Information
- 0% for 23 months on balances transferred within 30 days of you opening your account. 3.3% balance transfer fee applies, minimum £5.
- 0% on purchases for 3 months from account opening
- No annual fee to pay
- Free additional credit card for partners or family members over 18
- Representative example: based on an assumed credit of £1200, our 16.9% rate p.a for new purchases gives a representative rate of 16.9% APR variable.
0%* Intro APR
23 months*Intro APR Period
£0.00*Annual Fee
Good*Credit Needed
56 days*Grace Period
£0.00*Late Payment Fee
Card Review
HSBC Bank Credit Card is the ideal credit card for individuals having good or excellent credit and a solid history. An introductory APR period charges zero interest on balance transfers conducted within 30 days of card membership over a long term.
New members incur zero interest on purchase transactions over a short term period. Even after the intro period, balance transfers still enjoy a minimal rate until the listed date surpasses.
There is no annual fee. Additional credit cards linked to the main card account are available for family and friends at no extra cost.
Additional benefits include zero fraud liability applicable towards online purchase transactions, and early fraud detection. Online account management lets card members monitor expenses and card charges. Other internet related services are available for members who take advantage.
Unfortunately, members do not earn points or participate in a card rewards program.
Rewards & Benefits
- Free additional credit card
- 24 hours global assistance
- Access to the HSBC Bank Travel Club which provides a guaranteed 8% discount off 1000's of holidays.
- Advanced fraud detection systems: state of the art technology which monitors accounts for signs of any unusual activity in order to protect customers from fraud.
- Opportunity to register for Verified by Visa.
- Zero online fraud liability: for online transactions that were undertaken without the customer's authority.
- Global assistance: card replacement service and emergency cash advance if the customer’s card is lost or stolen abroad.
See card Terms and Conditions for more benefits
Card Finance & Rates
Balance Transfers
Other Fees
Stopped Credit Card Cheque: £12
Returned Credit Card Cheque: £12
Returned payment fee: £5
Notes
We consider all information provided by affiliated companies for the HSBC Bank Credit Card to be accurate at the time of posting (Jan 7, 2012). To be sure that nothing has changed and that you fully understand the potential contracts, please read the respective Terms and Conditions for HSBC Bank Credit Card.
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