Halifax Balance Transfer Credit Card


Halifax Balance Transfer Credit Card

Consumer (Regular) Credit Card -- Halifax.


Basic Information

  • 0% for the first 22 months on balance transfers up to £3,000* (3.5% fee applies)
  • 0% for the first 3 months on purchases
  • No annual fee
  • Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate is 17.9% APR (variable). The purchase rate is 17.95% pa (variable)

0%* Intro APR

22 months on BT*Intro APR Period

£0.00*Annual Fee

Good*Credit Needed

56 days*Grace Period

£12.00*Late Payment Fee

Representative APR: 17.90%* Variable
Card Network:MasterCard®
Card Type:- Instant Decision Card
- Low Interest Card

Card Review

The main function of the Halifax Balance Transfer Credit Card is to help you save money on your existing balances by transferring them to a new card with a low balance. With this card in particular, though, you could take advantage of one of the lowest possible rates available in this market; that is, if you live in the United Kingdom, of course. With this rate you can transfer balances and enjoy saving money for as many as 22 months.

You might also save money with the Halifax Balance Transfer Credit Card on standard purchases for the first three months. That is because you can apply the same low introductory rate to all of your purchases for the first ninety days. Aside from saving money with low rates and the lack of annual fee, you will also enjoy the convenience of online account access, online fraud protection, and 24/7 customer service.

Rewards & Benefits

Other Benefits:- Cover against online fraud when purchasing on the Internet
- Card replacement if lost
- Manage your card online
- Additional cards available
- Around the clock service

Card Finance & Rates

Introductory APR:0%*
Applied Towards:Purchases, Balance Transfer
Introductory Period:22 months on BT*
APR on Purchases: 17.90%* Variable
Annual Fee:£0.00*

Balance Transfers

Balance Transfer:Yes
Transfer Fee:3.50%
Minimum Fee:£3.00

Cash Advances

APR on Cash Advances:27.95%
Cash Advance Fee:3.00%
Minimum Fee:£3.00

Other Fees

Additional Fees: Foreign exchange commission: 2.95%
Cheque fee: 3% or minimum £3.00
Copy statement fee: £5.00
Statement date change fee: £5.00
Processing any foreign currency payment to us: £10.00
Stopped cheque fee (other than lost or stolen): £10.00

Notes

We consider all information provided by affiliated companies for the Halifax Balance Transfer Credit Card to be accurate at the time of posting (Feb 21, 2012). To be sure that nothing has changed and that you fully understand the potential contracts, please read the respective Terms and Conditions for Halifax Balance Transfer Credit Card.


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