Barclaycard Gold Credit Card
Consumer (Premium) Credit Card -- Barclays Bank.
Basic Information
- 0% interest on balance transfers for 12 months (2.5% handling fee applies)
- Request a balance transfer quickly and easily as part of your application
- With contactless payment technology, a new quick and easy way to pay for purchases of £15 or under
- Barclaycard Freedom - a reward programme like no other
- Representative Example: 19.9% APR Representative (variable). Based on 2.5% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 19.9%.
0%* Intro APR
12 months on BT*Intro APR Period
£0.00*Annual Fee
Limited*Credit Needed
Up to 56 days*Grace Period
£12.00*Late Payment Fee
- Instant Decision Card
- Reward Card
Card Review
As long as you have a good credit history, you can take advantage of the myriad of benefits that the Barclaycard Gold Credit Card has to offer. In order to qualify, you need to be clear of bankruptcies and judgments and have a solid history of paying your bills on time. With the other standard requirements, you can take advantage of the Barclay Freedom incentive program as well as the rest of the cards features.
The variable rate on standard purchase is a fair one, but certainly nothing to celebrate. However, your credit score could qualify you for an extremely low balance transfer rate. This rate might even be as low as 0%! If you want to take advantage of this, though, you need to make sure that you transfer your balances within the first 60 days. You also need to know that your introductory rate can last up to 12 months and there is a 2.5% transaction fee on balance transfers.
Rewards & Benefits
- Universal Reward Cards
- Purchase Delivery Protection
- Worldwide Assistance
- 24 hour Customer Service Assistance
- Travel Service
- Mybarclaycard
- Emergency Card Replacement
- Emergency Cash Advance
- Free Text Alert Service
Card Finance & Rates
Other Fees
- Overseas transactions: 2.75%
- Copies of statements: £3.00
- Returned payment: £12.00
Notes
We consider all information provided by affiliated companies for the Barclaycard Gold Credit Card to be accurate at the time of posting (Jan 8, 2012). To be sure that nothing has changed and that you fully understand the potential contracts, please read the respective Terms and Conditions for Barclaycard Gold Credit Card.
Application Security
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