Egg Visa Credit Card


There is no online application for this card

Consumer (Regular) Credit Card -- Egg.


Basic Information

  • Balance Transfers: 0% interest until 1 April 2012 on balances transferred before 1 May 2011 (3% fee applies).*
  • Access to the Egg Cash Back Store with cash back offers and discounts from over 1,900 well-known online retailers including supermarkets, fashion and entertainment retailers, hotels and travel agents.**
  • Purchases: 0% interest until 1 May 2011.*
  • Plus insurances: included as standard to protect the things you buy - purchase protection and internet delivery guarantee insurance.***
  • 17.9% APR representative variable

0%* Intro APR

up to 14 months*Intro APR Period

£0.00*Annual Fee

Good*Credit Needed

45 days*Grace Period

£16.00*Late Payment Fee

Representative APR: 17.90%* Variable
Card Network:VISA®
Card Type:- Instant Decision Card
- Reward Card

Card Review

The Egg Credit Card is an attractive package for new card holders. If you are considering a new card in the United Kingdom, this just might be the right one for you. All of the same benefits you may be familiar with are part of the financial package, but there are a host of benefits available to new holders that make it a smart choice.

For instance, 0% balance transfer options allow you to immediately remove the interest rate that you are paying on your existing balances. This can easily save you a quite a few bucks right at the get-go. If you have more than one existing credit card, consolidating all of your balances will save you even more money because you will only have one payment to make instead of three or four. Of course, that also means you don't have to worry about three or four interest charges or fees too!

Rewards & Benefits

Reward Types:- Cash Back Reward Cards
- Merchandise Reward Cards
- Other Rewards Cards
- Universal Reward Cards
Rewards:- Up to 10% cash back at selected retailers (including: 0800flowers, 7digital, truprint, lastminute.com, etc.)
- Up to 25% discounts off with selected retailers (including: Virgin Wines, Holiday Autos, Holiday Extras, Joe Brown, etc.)
- Egg Insurance savings
- Access to the Egg Cash Back Store with cash back offers from over 1,500 well-known online retailers including supermarkets, fashion and entertainment retailers, hotels and travel agents.
Other Benefits:- Complimentary purchase protection
- Internet delivery guarantee insurances
- Online Account Management
- Internet Fraud Guarantee
- Fraud Monitoring
- Verified by Visa
- Purchase In-Transit Insurance
- Travel Accident Insurance
- 24 hour online account management

Card Finance & Rates

Introductory APR:0%*
Applied Towards:Purchases, Balance Transfer
Introductory Period:up to 14 months*
APR on Purchases: 17.90%* Variable
Annual Fee:£0.00*
Minimum Credit Line:£500

Balance Transfers

Balance Transfer:Yes
Transfer Fee:3.00%
Minimum Fee:£5.00

Cash Advances

APR on Cash Advances:23.90%
Cash Advance Fee:3.00%
Minimum Fee:£5.00

Other Fees

Additional Fees: - Non Sterling Transactions: 2.95%
- Top up fee: Where the amount of interest charged to your Account on any statement is less than 50p, the top up fee will be the amount required to make the top up fee plus interest equal to 50p
- Intro rate balance transfers: 3% handling fee
- Paper copies of statements: £2.00
- Returned payment fee: £16.00

Notes

We consider all information provided by affiliated companies for the Egg Visa Credit Card to be accurate at the time of posting (Mar 9, 2011). To be sure that nothing has changed and that you fully understand the potential contracts, please read the respective Terms and Conditions for Egg Visa Credit Card.


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