BT Retail Credit Card


There is no online application for this card

Consumer (Regular) Credit Card -- MBNA Europe.


Basic Information

  • Every time you spend on your BT Credit Card you'll earn money off your BT bill*
  • An outstanding introductory card purchase rate of just 0% on petrol station and supermarket spend for 10 months
  • An outstanding introductory balance transfer rate of 0% for 6 months (2% handling fee applies)
  • The petrol and supermarket offer is available instore only and includes most major UK supermarkets: Tesco, Sainsbury's, Asda, Morrisons, Waitrose, Iceland, Somerfield, Co-op and Aldi.
  • Manage your account online
  • Free 24 hour worldwide Customer Service Helpline
  • Representative 16.9% APR (variable)

0%* Intro APR

10 months*Intro APR Period

£0.00*Annual Fee

Good*Credit Needed

50 days*Grace Period

£12.00*Late Payment Fee

Representative APR: 16.90%* Variable
Card Network:VISA®
Card Type:- Co-Branded Credit Card
- Low Interest Card

Card Review

There are many ways that MBNA Europe Bank Limited can save you money if you live in the United Kingdom. The BT Retail Credit Card, for instance, offers extremely low introductory rates on balance transfers and money or account transfers for 6 months. You can also get the same rate on petrol and supermarket purchases for 10 months. After that, the standard variable rates are higher, but still reasonable.

This card also offers convenient online monitoring which lets you make payments online as well as check on the status of your account. If you encounter any questions or issues, you can contact them 24 hours a day via telephone. It will also help you to plan your payments so that you can take full advantage of the interest free period. Basically, this says that you can avoid paying interest if you pay your balance off in full every month.

Rewards & Benefits

Rewards:The petrol and supermarket offer is available instore only and includes most major UK supermarkets: Tesco, Sainsbury's, Asda, Morrisons, Waitrose, Iceland, Somerfield, Co-op and Aldi.
Other Benefits:- Online account access
- Fraud Protection
- Free 24 hour worldwide Customer Service

Card Finance & Rates

Introductory APR:0%*
Applied Towards:Purchases, Balance Transfer
Introductory Period:10 months*
APR on Purchases: 16.90%* Variable
Annual Fee:£0.00*
Minimum Credit Line:£300

Balance Transfers

Balance Transfer:Yes
Transfer Fee:3.00%
Minimum Fee:£3.00

Cash Advances

APR on Cash Advances:27.90%
Cash Advance Fee:3.00%
Minimum Fee:£3.00

Notes

We consider all information provided by affiliated companies for the BT Retail Credit Card to be accurate at the time of posting (Feb 2, 2011). To be sure that nothing has changed and that you fully understand the potential contracts, please read the respective Terms and Conditions for BT Retail Credit Card.


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