Bank of Scotland All in One Card


Bank of Scotland All in One Card

Consumer (Regular) Credit Card -- Bank of Scotland.


Basic Information

  • 0% for 10 months on balance transfers made in the first 90 days
  • 0% for 10 months on new purchases
  • A typical rate of 15.9% APR (variable)
  • A handling fee of 3% applies for each balance transfer
  • Master Card benefits package
  • 59 days grace period

0%*Intro APR

10 months*Intro APR Period

N/A*Annual Fee

Good*Credit Needed

59 days*Grace Period

£12.00*Late Payment Fee

APR: 15.90%* (Variable)
Card Network:MasterCard®
Card Type:- Co-Branded Credit Card
- Low Interest Card

Card Review

Bank of Scotland All in One Card is a consumer card specially designed for those having good or excellent credit. Card Members enjoy a range of benefits to encourage further spending while allowing maximum time periods for payback.

A long term intro period covers purchases, and balance transfers. Purchase APR after the intro period is low and highly competitive. Transferred balance from other Bank of Scotland and Halifax cards are not eligible to participate in the intro period. A standard 3% transaction fee applies to balance transfers and cash advances.

Card members do not incur an annual fee.

Additional card benefits include free online account management, 24hr customer service, additional cards for family and friends, online fraud protection with zero liability to fraud victims, and a long grace period.

This card comes on the MasterCard network with millions of accepting merchants and retailers located worldwide.

Rewards & Benefits

Other Benefits:- Online fraud protection
- Card replacement if lost
- Manage your card online
- Around the clock service
- Additional cards available
- You can Protect your credit cards with our comprehensive cover plans

Card Finance & Rates

Introductory APR:0%*
Applied Towards:Purchases, Balance Transfer
Introductory Period:10 months*
APR on Purchases:15.90%* (variable)
Annual Fee:N/A*
Minimum Credit Line:£500

Balance Transfers

Balance Transfer:Yes
Transfer Fee:3.00%
Minimum Fee:£3.00

Cash Advances

APR on Cash Advances:27.95%
Cash Advance Fee:3.00%
Minimum Fee:£3.00

Other Fees

Additional Fees: Foreign Exchange Commission: 2.95%
Copy Statement Fee: £5.00
Statement Date Change Fee: £5.00
Processing any foreign currency payment: £10.00
Stopped Cheque Fee (Other than lost or stolen): £10.00
Returned Payment Fee: £12.00

Notes

We consider all information provided by affiliated companies to be accurate at the time of posting (Jul 29, 2010). To be sure that nothing has changed and that you fully understand the potential contracts, please read the respective Terms and Conditions for Bank of Scotland All in One Card.


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