Balance Transfer Cards

Consumers who can't wait to drop a current card can take refuge in the balance transfer feature available on these credit cards. To enjoy interest free periods, balance transfers are best declared during the application process or shortly thereafter as determined by the card agreement. In summary, a credit card having a balance transfer feature is the right way to go for individuals looking to consolidate credit into a single credit card offering satisfactory rates. Balance transfer cards listed below are reserved for the U.K. market.






Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
More: | 1 | 2 | 3 |

 
AA Credit Card
  • 0% for 12 months on ALL purchases
  • 0% for 9 months on Balance transfers (+3% fee)
  • 18.9% APR typical variable
  • Earn AA Reward Points on your everyday card purchases, and earn double points on motoring, fuel and AA products. Use your points to purchase from a range of motoring products and services, AA Home or Car Insurance, shopping vouchers or even cash back

0%*Intro APR

12 months*Intro Period

18.90%*APR

N/A*Annual Fee

4.5


American Express Express Rewards Card
  • 18,000 bonus point incentive when you spend £500 a month in your first 3 months
  • 3 points for every £1 spent at major UK supermarkets
  • 2 points for every £1 at UK department stores
  • 1 point for every £1 elsewhere
  • 0% on purchases for the first 6 months
  • No annual fee
  • 17.9% APR

0%*Intro APR

6 months*Intro Period

17.90%*APR

£0.00*Annual Fee

4.5


American Express Platinum CashBack Credit Card
  • 5% cashback in first 3 months up to £100
  • Up to 1.25% after that, with no limit on how much you earn
  • 0% on purchases for the first 6 months
  • No annual fee
  • 19.9% APR

0%*Intro APR

6 months*Intro Period

19.90%*APR

£0.00*Annual Fee

4.0


American Express Starwood Preferred Guest Credit Card
  • 10,000 bonus Starpoints
  • Earn 1 Starpoint for every full £1 spent
  • Receive a Free Weekend Night
  • Experience Gold Preferred Guest status
  • Share the benefits with friends and family
  • £75 annual fee
  • Get a response in just 60 seconds

N/A*Intro APR

N/A*Intro Period

19.90%*APR

£75.00*Annual Fee

3.5


Aqua Credit Card (Aquacard)
  • Designed for Bad Credit Applicants
  • No annual fee
  • Up to £2,200 credit limit of
  • No interest will be charged on purchases if every statement balance is paid in full by the payment date
  • Manageable monthly payments
  • Flexible payment dates
  • A friendly 24-hour customer helpline

N/A*Intro APR

N/A*Intro Period

35.95%*APR

N/A*Annual Fee

4.0


Bank of Scotland All in One Card
  • 0% for 10 months on balance transfers made in the first 90 days
  • 0% for 10 months on new purchases
  • A typical rate of 15.9% APR (variable)
  • A handling fee of 3% applies for each balance transfer
  • Master Card benefits package
  • 59 days grace period

0%*Intro APR

10 months*Intro Period

15.90%*APR

N/A*Annual Fee

4.5


Barclaycard Gold Credit Card
  • 0% interest on balance transfers for up to 13 months (2.5% handling fee applies)
  • With contactless payment technology, a new quick and easy way to pay for purchases of £10 or under
  • 19.9% APR typical (variable)

0%*Intro APR

13 months on BT*Intro Period

19.90%*APR

£0.00*Annual Fee

4.0


Barclaycard Initial Credit Card
  • Strengthen your credit rating
  • Enjoy a credit limit of up to £2,000 (minimum £250)
  • Go contactless – Make purchases of £10 and under in an instant wherever you see the contactless symbol
  • 29.9% APR typical (variable)

N/A*Intro APR

N/A*Intro Period

29.90%*APR

£0.00*Annual Fee

4.5


Barclaycard Platinum Simplicity Credit Card

Barclaycard Platinum Simplicity Credit Card
  • Simply our lowest APR
  • A low rate on all your purchases
  • 6.8% interest on all balance transfers until paid in full (no handling fee applies)
  • A reward programme like no other, with Barclaycard Freedom automatically earn while you shop at participating retailers
  • With contactless payment technology, a new quick and easy way to pay for purchases of £10 or under
  • 6.8% APR typical (variable)

N/A*Intro APR

N/A*Intro Period

6.80%*APR

£0.00*Annual Fee

5.0


Barclaycard Platinum Visa® Card
  • 0% interest on balance transfers until July 2011 from account opening (2.9% handling fee applies)
  • 0% interest on purchases for 3 months from account opening
  • A reward programme like no other, with Barclaycard Freedom automatically earn while you shop at participating retailers.
  • With contactless payment technology, a new quick and easy way to pay for purchases of £15 or under
  • 15.9% APR typical (variable)

0%*Intro APR

15 months on BT*Intro Period

15.90%*APR

£0.00*Annual Fee

4.5


bmi American Express Card from MBNA
  • Apply online for the bmi credit card and if you spend £250 on card purchases within 90 days of your account opening you will receive 20,000 destinations miles.*
  • 0% on balance transfers for 12 months (3% handling fee). For this great rate your balance needs to be transferred within the first 90 days of your account opening
  • 0% on card purchases for 3 months from the date your account is opened
  • 16.9% APR typical rate (variable)
  • Earn miles on your every day spend taking you to over 975 destinations worldwide
  • Automatic Diamond Club membership, the UK's most generous frequent flyer programme
  • Earn 1.5 destinations miles for every £1 spent on everyday card purchases to get you to over 975 worldwide destinations Earn triple destinations miles when you use your bmi credit card to buy a bmi flight at flybmi.com
  • No Annual Fee

0%*Intro APR

12 months*Intro Period

16.90%*APR

£0.00*Annual Fee

4.5


Breakthrough Breast Cancer Credit Card
  • Take out a card today and Breakthrough Breast Cancer will receive: £7.50 when you use your card within 90 days of the account opening, 25p for every £100 you spend on card purchases, and £2 for every year you continue to use the card
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 3 months from the date your account is opened
  • 16.9% APR typical rate (variable)
  • No Annual Fee

0%*Intro APR

12 months*Intro Period

16.90%*APR

£0.00*Annual Fee

5.0


British Airways American Express Premium Plus Card
  • 18,000 bonus BA Miles when you spend £3000 in the first three months of Cardmembership
  • Spend £10,000 on the Card in any given year, and we'll give you another ticket for a companion when you redeem your BA Miles for a British Airways flight
  • 1.5 BA Miles for every £1 you spent
  • Double BA Miles on British Airways flights and BA Holidays
  • Free Additional Cards
  • An additional ticket for your companion
  • Up to £250,000 Travel Accident Benefit

N/A*Intro APR

N/A*Intro Period

46.00%*APR

£150.00*Annual Fee

4.0


British Heart Foundation Credit Card
  • British Heart Foundation will receive £7.50 when you use your card within 90 days of the account opening. They will also receive 35p for every £100 you spend on card purchases
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 3 months from the date your account is opened
  • 16.9% APR typical rate (variable)
  • No Annual Fee

0%*Intro APR

12 months*Intro Period

16.90%*APR

£0.00*Annual Fee

5.0


BT Cash Credit Card
  • Earn money off your BT bill* with the BT Credit Card
  • 0% on balance transfers for 13 months (3% handling fee)
  • 0% on card purchases for 3 months
  • 16.9% APR typical rate (variable)
  • Online Banking
  • Fraud Protection

0%*Intro APR

13 months*Intro Period

16.90%*APR

£0.00*Annual Fee

4.0


BT Retail Credit Card
  • Every time you spend on your BT Credit Card you'll earn money off your BT bill*
  • An outstanding introductory card purchase rate of just 0% on petrol station and supermarket spend for 10 months
  • An outstanding introductory balance transfer rate of 0% for 6 months (2% handling fee applies)
  • The petrol and supermarket offer is available instore only and includes most major UK supermarkets: Tesco, Sainsbury's, Asda, Morrisons, Waitrose, Iceland, Somerfield, Co-op and Aldi.
  • 16.9% APR typical rate (variable)
  • Manage your account online
  • Free 24 hour worldwide Customer Service Helpline

0%*Intro APR

10 months*Intro Period

16.90%*APR

£0.00*Annual Fee

4.0


Capital One Classic Visa Card
  • 34.9% APR Typical Variable
  • No Annual Fee
  • Up to £2,500 in spending power
  • A FREE choice of card design
  • Free Identity Theft Service

N/A*Intro APR

N/A*Intro Period

34.90% (V)*APR

£0.00*Annual Fee

4.0


Capital One Plus Credit Card
  • 0% on purchases for 6 months
  • A credit limit of up to £5,000
  • Online security and anti-fraud protection
  • 14.9% APR typical variable
  • No annual fee
  • Free Equifax credit reports

0%*Intro APR

6 months*Intro Period

14.90% (V)*APR

£0.00*Annual Fee

4.5


Capital One Progress Credit Card
  • Your balance transfer and purchase rates could shrink to as low as 19.9% p.a. variable
  • A credit limit of up to £2,500
  • 34.9% APR typical variable
  • Maximum of 56 days for purchases where the balance is paid in full every month

N/A*Intro APR

N/A*Intro Period

19.90% (V)*APR

£0.00*Annual Fee

4.0


Chelsea Rewards Credit Card
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 3 months from the date your account is opened
  • 16.9% APR typical rate (variable)
  • Reward Points: you will get access to one of the biggest credit card reward schemes available today. For every £1 you spend on card purchases, we'll give you 1 Reward Point, so you'll soon rack up enough points to earn valuable Rewards
  • No Annual Fee
  • Paperless Statements
  • Fraud Protection

0%*Intro APR

12 months*Intro Period

16.90%*APR

£0.00*Annual Fee

5.0


More: | 1 | 2 | 3 |


We do not guarantee the accuracy of information provided with regards to products and services and reviewed on the site. Intending applications are strongly advised to read and understand the card agreement or terms and conditions before applying. We are liable for misinformation or liability arising out of information provided on the site. Applications online are protected using the safe SSL technology.


Home > Credit Cards > Cards by Type > Balance Transfer Cards