Cards for Bad Credit

The following credit cards are specially intended for individuals with below average credit ratings. These cards are a platform for interested persons to improve credit rating and build a solid history over time. Cards for Bad Credit listed below are reserved for residing within the United Kingdom.

Virgin Prepaid Travel Money Card

Available in Euros or US Dollars
Safer than carrying cash
More convenient than travellers cheques
No commission fees
No application fee
Accepted in most countries around the world
Free emergency card

£10.00Opening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

5.0

Virgin Money Prepaid Travel Card - Euro

Safer than carrying cash
More convenient than travellers cheques
No commission fees
No application fee
Accepted in most countries around the world
Free emergency card

£10.00Opening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

Virgin Money Prepaid Travel Card - USD

Safer than carrying cash
More convenient than travellers cheques
No commission fees
No application fee
Accepted in most countries around the world
Free emergency card

£10.00Opening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

Citi Visa Debit Card for Travelers

Fee-free purchases abroad in US Dollars or Euros
Comes with US Dollar and Euro Current Accounts
No foreign currency commission charges
No monthly account fees
Global access 24 hours a day, 365 days a year through CitiPhone Banking and Citibank online
Citibank exchange rates apply to transfers across currencies*
Secure online code card protection

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£1.00Opening Min

£0.00*App Fee

N/A*Annual Fee

N/AATM Fee

5.0

Cashplus Prepaid Gold MasterCard® Deluxe

Guaranteed approval
No credit checks
Unique blend of bank account & MasterCard card benefits
Saves money on cheque cashing fees
20 payments and standing orders a month for free
Free cash withdraw in the UK

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£5.00Opening Min

£4.95*App Fee

N/A*Annual Fee

£0.00ATM Fee

4.5

Cashplus Premier Business MasterCard®

Cashback on all purchase transactions
100% acceptance guaranteed*
No credit check or bank account needed
Shop securely online, by phone or in store
Full MasterCard benefits

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£5.00Opening Min

£4.95*App Fee

N/A*Annual Fee

£0.99ATM Fee

4.5

Vanquis Visa Credit Card

Sensible credit limit starting from £250 to £1000
Simple application process
Friendly UK call centre to give you the support you need
Representative Example: 39.94% APR Representative (variable). Based on credit limit of £1000.00, annual interest rate (variable) 39.9%.

N/A* Intro APR

N/A*Intro Period

Representative APR: 39.90% Variable

£0.00*Annual Fee

4.5

Capital One Classic Visa Card

Great for people who want to build or rebuild their credit rating
Low, easy-to-manage credit limit from £200
Choose your own credit card design
Register for email alerts to help you stay in control
Representative Example: 34.94% APR Representative (variable). Based on credit limit of £1200.00, annual interest rate (variable) 34.9%. Capital One (Europe) Plc., Trent House, Station Street, Nottingham, NG2 3HX

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N/A* Intro APR

N/A*Intro Period

Representative APR: 34.90% Variable

£0.00*Annual Fee

4.0

Virgin Money Monthly Prepaid Visa Card

No bank account needed, and no credit checks
It's a secure way to shop - online, by phone and in store
It makes budgeting easy
Great discounts at Virgin companies
A choice of 'Pay as you go' or 'Pay monthly' tariffs

£10.00Opening Min

£9.95*App Fee

£0.00*Annual Fee

N/AATM Fee

5.0

Barclaycard Gold Credit Card

0% interest on balance transfers for 12 months (2.5% handling fee applies)
Request a balance transfer quickly and easily as part of your application
With contactless payment technology, a new quick and easy way to pay for purchases of £15 or under
Barclaycard Freedom - a reward programme like no other
Representative Example: 19.9% APR Representative (variable). Based on 2.5% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 19.9%.

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0%* Intro APR

12 months on BT*Intro Period

Representative APR: 19.90% Variable

£0.00*Annual Fee

4.5

Barclaycard Initial Credit Card

Strengthen your credit rating
1% of the value of your purchase in Reward Money (0.5% at Shell) in participating retailers.
£1,200 credit limit
Representative Example: 29.9% APR Representative (variable). Based on2.5% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 29.9%. Barclays Bank Plc., 1 Churchill Place, London, E14 5HP

N/A* Intro APR

N/A*Intro Period

Representative APR: 29.90% Variable

£0.00*Annual Fee

4.5

BaBeeCard Prepaid Card

Great way to budget, plan & save
Over 100 High Street retailers on board
Card valid for 2 years
Card issue fee is £9.95 includes card purchase and activation
100% Approval

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£10.00Opening Min

£9.95*App Fee

£0.00*Annual Fee

£1.00ATM Fee

4.5

NatWest Student MasterCard

Discounts on brands like HP, Lonely Planet and Firebox.com
Control your spending with a £500 maximum credit limit
Never miss a credit card payment, and avoid late fees with Direct Debit
No annual fee
Representative Example: 18.9% APR Representative (variable). Based on credit limit of £1000.00, annual interest rate (variable) 18.9%.

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N/A* Intro APR

N/A*Intro Period

Representative APR: 18.90% Variable

£0.00*Annual Fee

4.0

RBS Student MasterCard®

Discounts on top brands like Lonely Planet, Firebox and HP
With a maximum initial credit limit of £500 keep spending under control
Get up to £250 each day (depending on your credit limit) from cash machines worldwide
With a Direct Debit you'll never miss a payment, or be charged a late fee
No annual fee
Representative Example: 18.9% APR Representative (variable). Based on credit limit of £1000.00, annual interest rate (variable) 18.9%.

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N/A* Intro APR

N/A*Intro Period

Representative APR: 18.90% Variable

£0.00*Annual Fee

4.0

Escape Prepaid MasterCard®

20% cashback on your online purchases
Send money abroad instantly, for free
Manage your money online
NO Monthly payments
Accepted in over 30 million locations worldwide – wherever you see the MasterCard symbol
Card price - £9.99
Card valid for 36 months

£10.00Opening Min

N/A*App Fee

£4.99*Annual Fee

£0.99ATM Fee

5.0

Escape Travel Money MasterCard®

High street beating exchange rates on foreign exchange
No fees for using abroad
Free to withdraw from international ATMs
Accepted in over 30 million locations worldwide
A safe alternative to carrying cash
Available as EURO, Sterling or US Dollar card
Card price - £9.99
Card valid for 36 months

N/AOpening Min

N/A*App Fee

£4.99*Annual Fee

N/AATM Fee

5.0

We do not guarantee the accuracy of information provided with regards to products and services and reviewed on the site. Intending applications are strongly advised to read and understand the card agreement or terms and conditions before applying. We are liable for misinformation or liability arising out of information provided on the site. Applications online are protected using the safe SSL technology.