Cards for Bad Credit

The following credit cards are specially intended for individuals with below average credit ratings. These cards are a platform for interested persons to improve credit rating and build a solid history over time. Cards for Bad Credit listed below are reserved for residing within the United Kingdom.

Vanquis Visa Credit Card

Sensible credit limit starting from £250 to £1000
Simple application process
Friendly UK call centre to give you the support you need
Representative Example: 39.94% APR Representative (variable). Based on credit limit of £1000.00, annual interest rate (variable) 39.9%.

N/A* Intro APR

N/A*Intro Period

Representative APR: 39.90% Variable

£0.00*Annual Fee

4.5

Cashplus Prepaid Gold Master Card

100% acceptance guaranteed*
No credit check or bank account needed
Shop securely online, by phone or in store
Top-up for FREE at 14,500 locations, including any UK Post Office branch
Cheap and easy way to share money with family and friends, both here and abroad

£5.00Opening Min

£4.95*App Fee

N/A*Annual Fee

£0.99ATM Fee

4.0

Capital One Classic Visa Card

Great for people who want to build or rebuild their credit rating
Low, easy-to-manage credit limit from £200
Choose your own credit card design
Register for email alerts to help you stay in control
Representative Example: 34.94% APR Representative (variable). Based on credit limit of £1200.00, annual interest rate (variable) 34.9%. Capital One (Europe) Plc., Trent House, Station Street, Nottingham, NG2 3HX

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N/A* Intro APR

N/A*Intro Period

Representative APR: 34.90% Variable

£0.00*Annual Fee

4.0

The Sun Pre Paid MasterCard®

Get £5 with first card top-up
17,500 PayPoint locations nationwide to top-up the card
No credit checks
No complicated questions
Easy online application
£6.49 card purchase fee includes paying-in book
Card valid for 3 years

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£10.00Opening Min

£6.49*App Fee

N/A*Annual Fee

N/AATM Fee

5.0

Tuxedo MasterCard® Prepaid Card

£5 with your first load (minimum £50)
Up to 15% Cashback when shopping online at over 500 retailers
Guaranteed approval Master card
Up to £3,000 load limit
MasterCard® benefits
Low fees structure

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£10.00Opening Min

£4.95*App Fee

N/A*Annual Fee

£0.50ATM Fee

5.0

e-Platinum Plus Green Shopping Credit Card

Get the benefits of PLATINUM
Credit line £5,000 (can be increased)
0% APR Fixed Forever!
Guaranteed Approval!
No Credit Checks
£500 cash advances
Reporting to major credit bureau.

£10.00Opening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.0

Virgin Money Monthly Prepaid Visa Card

No bank account needed, and no credit checks
It's a secure way to shop - online, by phone and in store
It makes budgeting easy
Great discounts at Virgin companies
A choice of 'Pay as you go' or 'Pay monthly' tariffs

£10.00Opening Min

£9.95*App Fee

£0.00*Annual Fee

N/AATM Fee

5.0

Cardonebanking Prepaid MasterCard®

Guaranteed bank account with MasterCard Prepaid Card
Quick and easy to apply with: No credit checks
One-to-one Account Manager and secure Internet banking
No hidden bank charges and no overdraft fees
The Card is valid for 3 years

£10.00Opening Min

£0.00*App Fee

N/A*Annual Fee

£0.00ATM Fee

4.0

FairFX Euro Currency Card

EURO Currency Prepaid Debit Card
Market-leading exchange rates
0% management fees or hidden charges
0% fees on transactions, low ATM fees
Fix the rate when loading so you know what everything costs when using the card
Load up to £2,500 at any one time
Chip and pin protected for your security
Accepted at millions of outlets

N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

Freedom Prepaid MasterCard®

100% acceptance, no credit check
NO ID Required
Maximum load limit of £5,000
Fully upgradable to provide a higher limit
Use at over 28 million locations worldwide
Same day despatch
Price: £5.99

£5.00Opening Min

£5.99*App Fee

N/A*Annual Fee

£1.00ATM Fee

4.5

Personalised Freedom Prepaid Cash Card

No credit check, no bank account required
Personalised and Embossed
Maximum card balance of £5,000
Valid for 3 years Basic form of ID required Use at over 28 million locations worldwide
Allow up to 7 days delivery
Price: only £5.99

£5.00Opening Min

£5.99*App Fee

N/A*Annual Fee

£1.00ATM Fee

4.5

White Eagle Prepaid Card

No credit check, no bank account required
Personalised & Embossed
Maximum Card balance of £5,000
Valid for 2 years.
Basic form of ID required
Allow up to 7 days delivery
Price: Only £5.99

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£5.00Opening Min

£5.99*App Fee

N/A*Annual Fee

£0.95ATM Fee

4.5

First Premier MasterCard®

Pay Monthly prepaid card
Low £1.00 monthly fee
Free point of sale retail transactions
£1.00 fixed fee ATM withdrawals within the UK
MasterCard benefits
100% approval
Card valid for 18 months

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£10.00Opening Min

£8.95*App Fee

N/A*Annual Fee

£1.00ATM Fee

5.0

Barclaycard Initial Credit Card

Strengthen your credit rating
1% of the value of your purchase in Reward Money (0.5% at Shell) in participating retailers.
£1,200 credit limit
Representative Example: 29.9% APR Representative (variable). Based on2.5% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 29.9%. Barclays Bank Plc., 1 Churchill Place, London, E14 5HP

N/A* Intro APR

N/A*Intro Period

Representative APR: 29.90% Variable

£0.00*Annual Fee

4.5

Kalixa Prepaid Mastercard

Free POS Transactions
High Load and Card Limits
Chip & PIN Secure
Ideal for business expenses
Named as the "bargain of the week" by Independent
Use it abroad - 2.75% fees apply
Withdraw cash from over 1.2 million ATM's worldwide
Loading fees - internet banking fee 99p available within 2-5days, credit/debit card fee 1.95% instantly clear

£10.00Opening Min

£0.00*App Fee

N/A*Annual Fee

£1.75ATM Fee

4.5

e-Platinum Plus with CardOneBanking MasterCard

e-Platinum Plus Green Shopping Card and Cardonebanking Prepaid MasterCard Card Combo Offer: 2 cards - 1 application!
No credit checks
0% APR Fixed Forever!
Guaranteed Approval
Credit line £5,000 (can be increased)
No hidden bank charges and no overdraft fees
Guaranteed bank account

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£10.00Opening Min

£0.00*App Fee

N/A*Annual Fee

£0.00ATM Fee

5.0

e-Platinum Plus Shopping Credit Card

Platinum Privileges
0% APR Fixed forever
Guaranteed approval
No Credit check
£5,000 credit line
60 Second application
No minimum income required

£10.00Opening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

3.5

FairFX USD Currency Card

USD Currency Prepaid Debit Card
Market-leading exchange rates
0% management fees or hidden charges
0% fees on transactions, low ATM fees
Fix the rate when loading so you know what everything costs when using the card
Load up to $3,000 at any one time
Chip and pin protected for your security
Accepted at millions of outlets

N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

BaBeeCard Prepaid Card

Great way to budget, plan & save
Over 100 High Street retailers on board
Card valid for 2 years
Card issue fee is £9.95 includes card purchase and activation
100% Approval

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£10.00Opening Min

£9.95*App Fee

£0.00*Annual Fee

£1.00ATM Fee

4.5

Blue Sky Prepaid MasterCard® (Higher Credit Limit)

Use for Ryanair booking and avoid those pesky hidden fees
ID required: Valid international passport or UK driver's License
£3,000 maximum load limit
Companion Cards available (for instant money share)
NO bank account required, NO credit checks required
Use at over 29 million locations and 1.5 million ATMs worldwide
Pay As You Go or Pay Monthly
Free Credit Booster
Free Payment Protection Insurance
ONLY £9.99

£10.00Opening Min

£9.99*App Fee

N/A*Annual Fee

£0.66ATM Fee

4.5

We do not guarantee the accuracy of information provided with regards to products and services and reviewed on the site. Intending applications are strongly advised to read and understand the card agreement or terms and conditions before applying. We are liable for misinformation or liability arising out of information provided on the site. Applications online are protected using the safe SSL technology.