Cards for Bad Credit

The following credit cards are specially intended for individuals with below average credit ratings. These cards are a platform for interested persons to improve credit rating and build a solid history over time. Cards for Bad Credit listed below are reserved for residing within the United Kingdom.

Cashplus Prepaid Gold Master Card

100% acceptance guaranteed*
No credit check or bank account needed
Shop securely online, by phone or in store
Top-up for FREE at 14,500 locations, including any UK Post Office branch
Cheap and easy way to share money with family and friends, both here and abroad

£5.00Opening Min

£4.95*App Fee

N/A*Annual Fee

£0.99ATM Fee

4.0

The Sun Pre Paid MasterCard®

Get £5 with first card top-up
17,500 PayPoint locations nationwide to top-up the card
No credit checks
No complicated questions
Easy online application
£6.49 card purchase fee includes paying-in book
Card valid for 3 years

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£10.00Opening Min

£6.49*App Fee

N/A*Annual Fee

N/AATM Fee

5.0

Tuxedo MasterCard® Prepaid Card

£5 with your first load (minimum £50)
Up to 15% Cashback when shopping online at over 500 retailers
Guaranteed approval Master card
Up to £3,000 load limit
MasterCard® benefits
Low fees structure

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£10.00Opening Min

£4.95*App Fee

N/A*Annual Fee

£0.50ATM Fee

5.0

Virgin Money Monthly Prepaid Visa Card

No bank account needed, and no credit checks
It's a secure way to shop - online, by phone and in store
It makes budgeting easy
Great discounts at Virgin companies
A choice of 'Pay as you go' or 'Pay monthly' tariffs

£10.00Opening Min

£9.95*App Fee

£0.00*Annual Fee

N/AATM Fee

5.0

Cardonebanking Prepaid MasterCard®

Guaranteed bank account with MasterCard Prepaid Card
Quick and easy to apply with: No credit checks
One-to-one Account Manager and secure Internet banking
No hidden bank charges and no overdraft fees
The Card is valid for 3 years

£10.00Opening Min

£0.00*App Fee

N/A*Annual Fee

£0.00ATM Fee

4.0

FairFX Euro Currency Card

EURO Currency Prepaid Debit Card
Market-leading exchange rates
0% management fees or hidden charges
0% fees on transactions, low ATM fees
Fix the rate when loading so you know what everything costs when using the card
Load up to £2,500 at any one time
Chip and pin protected for your security
Accepted at millions of outlets

N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

Freedom Prepaid MasterCard®

100% acceptance, no credit check
NO ID Required
Maximum load limit of £5,000
Fully upgradable to provide a higher limit
Use at over 28 million locations worldwide
Same day despatch
Price: £5.99

£5.00Opening Min

£5.99*App Fee

N/A*Annual Fee

£1.00ATM Fee

4.5

Personalised Freedom Prepaid Cash Card

No credit check, no bank account required
Personalised and Embossed
Maximum card balance of £5,000
Valid for 3 years Basic form of ID required Use at over 28 million locations worldwide
Allow up to 7 days delivery
Price: only £5.99

£5.00Opening Min

£5.99*App Fee

N/A*Annual Fee

£1.00ATM Fee

4.5

White Eagle Prepaid Card

No credit check, no bank account required
Personalised & Embossed
Maximum Card balance of £5,000
Valid for 2 years.
Basic form of ID required
Allow up to 7 days delivery
Price: Only £5.99

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£5.00Opening Min

£5.99*App Fee

N/A*Annual Fee

£0.95ATM Fee

4.5

First Premier MasterCard®

Pay Monthly prepaid card
Low £1.00 monthly fee
Free point of sale retail transactions
£1.00 fixed fee ATM withdrawals within the UK
MasterCard benefits
100% approval
Card valid for 18 months

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£10.00Opening Min

£8.95*App Fee

N/A*Annual Fee

£1.00ATM Fee

5.0

Kalixa Prepaid Mastercard

Free POS Transactions
High Load and Card Limits
Chip & PIN Secure
Ideal for business expenses
Named as the "bargain of the week" by Independent
Use it abroad - 2.75% fees apply
Withdraw cash from over 1.2 million ATM's worldwide
Loading fees - internet banking fee 99p available within 2-5days, credit/debit card fee 1.95% instantly clear

£10.00Opening Min

£0.00*App Fee

N/A*Annual Fee

£1.75ATM Fee

4.5

FairFX USD Currency Card

USD Currency Prepaid Debit Card
Market-leading exchange rates
0% management fees or hidden charges
0% fees on transactions, low ATM fees
Fix the rate when loading so you know what everything costs when using the card
Load up to $3,000 at any one time
Chip and pin protected for your security
Accepted at millions of outlets

N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

BaBeeCard Prepaid Card

Great way to budget, plan & save
Over 100 High Street retailers on board
Card valid for 2 years
Card issue fee is £9.95 includes card purchase and activation
100% Approval

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£10.00Opening Min

£9.95*App Fee

£0.00*Annual Fee

£1.00ATM Fee

4.5

Blue Sky Prepaid MasterCard® (Higher Credit Limit)

Use for Ryanair booking and avoid those pesky hidden fees
ID required: Valid international passport or UK driver's License
£3,000 maximum load limit
Companion Cards available (for instant money share)
NO bank account required, NO credit checks required
Use at over 29 million locations and 1.5 million ATMs worldwide
Pay As You Go or Pay Monthly
Free Credit Booster
Free Payment Protection Insurance
ONLY £9.99

£10.00Opening Min

£9.99*App Fee

N/A*Annual Fee

£0.66ATM Fee

4.5

Tuxedo Maestro® Prepaid Card

Buy now for just £4.95
Free second card
Everyone welcome!
No bank account required
No credit checks
No hidden charges
Receive up to 15% cashback when shopping online
Pay As you Go and Monthly Payments options

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£10.00Opening Min

£4.95*App Fee

N/A*Annual Fee

£0.50ATM Fee

5.0

Virgin Money PAYG Prepaid Visa Card

No bank account needed, and no credit checks
It's a secure way to shop - online, by phone and in store
It makes budgeting easy
Great discounts at Virgin companies
A choice of 'Pay as you go' or 'Pay monthly' tariffs

£10.00Opening Min

£9.95*App Fee

N/A*Annual Fee

N/AATM Fee

5.0

Blue Sky Prepaid MasterCard® (Standard Credit Limit)

Use for Ryanair booking and avoid those pesky hidden fees
NO ID required, guaranteed acceptance
£1,650 maximum annual load limit
Fully upgradeable to the 'Higher Limit Card' (at no cost)
NO bank account required, NO credit checks required
Use at over 29 million locations and 1.5 million ATMs worldwide
Pay As You Go or Pay Monthly
Free Credit Booster and Payment Protection Insurance
Same day despatch
ONLY £9.99

N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

Escape Prepaid MasterCard®

20% cashback on your online purchases
Send money abroad instantly, for free
Manage your money online
NO Monthly payments
Accepted in over 30 million locations worldwide – wherever you see the MasterCard symbol
Card price - £9.99
Card valid for 36 months

£10.00Opening Min

N/A*App Fee

£4.99*Annual Fee

£0.99ATM Fee

5.0

Escape Travel Money MasterCard®

High street beating exchange rates on foreign exchange
No fees for using abroad
Free to withdraw from international ATMs
Accepted in over 30 million locations worldwide
A safe alternative to carrying cash
Available as EURO, Sterling or US Dollar card
Card price - £9.99
Card valid for 36 months

N/AOpening Min

N/A*App Fee

£4.99*Annual Fee

N/AATM Fee

5.0

Virgin Prepaid Travel Money Card

Available in Euros or US Dollars
Safer than carrying cash
More convenient than travellers cheques
No commission fees
No application fee
Accepted in most countries around the world
Free emergency card

£10.00Opening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

5.0

We do not guarantee the accuracy of information provided with regards to products and services and reviewed on the site. Intending applications are strongly advised to read and understand the card agreement or terms and conditions before applying. We are liable for misinformation or liability arising out of information provided on the site. Applications online are protected using the safe SSL technology.