Cards for Bad Credit

The following credit cards are specially intended for individuals with below average credit ratings. These cards are a platform for interested persons to improve credit rating and build a solid history over time. Cards for Bad Credit listed below are reserved for residing within the United Kingdom.

Cashplus Prepaid Gold Master Card

100% acceptance guaranteed*
No credit check or bank account needed
Shop securely online, by phone or in store
Top-up for FREE at 14,500 locations, including any UK Post Office branch
Cheap and easy way to share money with family and friends, both here and abroad

£5.00Opening Min

£4.95*App Fee

N/A*Annual Fee

£0.99ATM Fee

4.0

e-Platinum Plus with CardOneBanking MasterCard

e-Platinum Plus Green Shopping Card and Cardonebanking Prepaid MasterCard Card Combo Offer: 2 cards - 1 application!
No credit checks
0% APR Fixed Forever!
Guaranteed Approval
Credit line £5,000 (can be increased)
No hidden bank charges and no overdraft fees
Guaranteed bank account

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£10.00Opening Min

£0.00*App Fee

N/A*Annual Fee

£0.00ATM Fee

5.0

e-Platinum Plus Green Shopping Credit Card

Get the benefits of PLATINUM
Credit line £5,000 (can be increased)
0% APR Fixed Forever!
Guaranteed Approval!
No Credit Checks
£500 cash advances
Reporting to major credit bureau.

£10.00Opening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.0

Vanquis Visa Credit Card

Sensible credit limit starting from £250 to £1000
Simple application process
Friendly UK call centre to give you the support you need

0%*Intro APR

2 months*Intro Period

39.90%*APR

£0.00*Annual Fee

4.0

Kalixa Prepaid Mastercard

Free POS Transactions
High Load and Card Limits
Chip & PIN Secure
Ideal for business expenses
Named as the "bargain of the week" by Independent
Use it abroad - 2.75% fees apply
Withdraw cash from over 1.2 million ATM's worldwide
Loading fees - internet banking fee 99p available within 2-5days, credit/debit card fee 1.95% instantly clear

£10.00Opening Min

£0.00*App Fee

N/A*Annual Fee

£1.75ATM Fee

4.5

Barclaycard Initial Credit Card

Strengthen your credit rating
Enjoy a credit limit of up to £2,000 (minimum £250)
Go contactless – Make purchases of £10 and under in an instant wherever you see the contactless symbol
29.9% APR typical (variable)

N/A*Intro APR

N/A*Intro Period

29.90%*APR

£0.00*Annual Fee

4.5

White Eagle Prepaid Card

No credit check, no bank account required
Personalised & Embossed
Maximum Card balance of £5,000
Valid for 2 years.
Basic form of ID required
Allow up to 7 days delivery
Price: Only £4.95

£10.00Opening Min

£4.95*App Fee

N/A*Annual Fee

£0.95ATM Fee

4.5

Personalised Freedom Prepaid Cash Card

No credit check, no bank account required
Personalised and Embossed
Maximum card balance of £3,000
Valid for 3 years Basic form of ID required Use at over 28 million locations worldwide
Allow up to 7 days delivery
Price: only £9.99

£5.00Opening Min

£9.95*App Fee

N/A*Annual Fee

£1.00ATM Fee

4.5

Aqua Credit Card (Aquacard)

Designed for Bad Credit Applicants
No annual fee
Up to £2,200 credit limit of
No interest will be charged on purchases if every statement balance is paid in full by the payment date
Manageable monthly payments
Flexible payment dates
A friendly 24-hour customer helpline

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N/A*Intro APR

N/A*Intro Period

35.95%*APR

N/A*Annual Fee

4.0

Barclaycard Gold Credit Card

0% interest on balance transfers for up to 13 months (2.5% handling fee applies)
With contactless payment technology, a new quick and easy way to pay for purchases of £10 or under
19.9% APR typical (variable)

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0%*Intro APR

13 months on BT*Intro Period

19.90%*APR

£0.00*Annual Fee

4.0

Freedom Instant Cash Prepaid Card

100% acceptance, no credit check
NO ID Required
Maximum load limit of £650
Fully upgradable to provide a higher limit
Use at over 28 million locations worldwide
Same day despatch
Price: £9.99

£5.00Opening Min

£9.95*App Fee

N/A*Annual Fee

£1.00ATM Fee

4.5

Cardonebanking Prepaid MasterCard®

Guaranteed bank account with MasterCard Prepaid Card
Quick and easy to apply with: No credit checks
One-to-one Account Manager and secure Internet banking
No hidden bank charges and no overdraft fees
The Card is valid for 3 years

£10.00Opening Min

£0.00*App Fee

N/A*Annual Fee

£0.00ATM Fee

4.0

Virgin Money Prepaid Master Card

Works like standard credit card
Application fee is just £9.95
Discounts at Virgin Vines, Virgin Holidays, Virgin Experience and more.
Stored value Guaranteed approval card

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£10.00Opening Min

£9.95*App Fee

£0.00*Annual Fee

N/AATM Fee

4.5

Tuxedo Maestro® Prepaid Card

Buy now for just £4.95
Free second card
Everyone welcome!
No bank account required
No credit checks
No hidden charges
Receive up to 15% cashback when shopping online
Pay As you Go and Monthly Payments options

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£10.00Opening Min

£4.95*App Fee

N/A*Annual Fee

£0.50ATM Fee

5.0

Tuxedo MasterCard® Prepaid Card

£5 with your first load (minimum £50)
Up to 15% Cashback when shopping online at over 500 retailers
Guaranteed approval Master card
Up to £3,000 load limit
MasterCard® benefits
Low fees structure

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£10.00Opening Min

£4.95*App Fee

N/A*Annual Fee

£0.50ATM Fee

5.0

FairFX Euro Currency Card

EURO Currency Prepaid Debit Card
Market-leading exchange rates
0% management fees or hidden charges
0% fees on transactions, low ATM fees
Fix the rate when loading so you know what everything costs when using the card
Load up to £2,500 at any one time
Chip and pin protected for your security
Accepted at millions of outlets

N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

Capital One Classic Visa Card

34.9% APR Typical Variable
No Annual Fee
Up to £2,500 in spending power
A FREE choice of card design
Free Identity Theft Service

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N/A*Intro APR

N/A*Intro Period

34.90% (V)*APR

£0.00*Annual Fee

4.0

FairFX USD Currency Card

USD Currency Prepaid Debit Card
Market-leading exchange rates
0% management fees or hidden charges
0% fees on transactions, low ATM fees
Fix the rate when loading so you know what everything costs when using the card
Load up to $3,000 at any one time
Chip and pin protected for your security
Accepted at millions of outlets

N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

The Sun Pre Paid MasterCard®

Get £5 with first card top-up
17,500 PayPoint locations nationwide to top-up the card
No credit checks
No complicated questions
Easy online application
£6.49 card purchase fee includes paying-in book
Card valid for 3 years

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£10.00Opening Min

£6.49*App Fee

N/A*Annual Fee

N/AATM Fee

5.0

BaBeeCard Prepaid Card

Great way to budget, plan & save
Over 100 High Street retailers on board
Card valid for 2 years
Card issue fee is £9.95 includes card purchase and activation
100% Approval

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£10.00Opening Min

£9.95*App Fee

£0.00*Annual Fee

£1.00ATM Fee

4.5

We do not guarantee the accuracy of information provided with regards to products and services and reviewed on the site. Intending applications are strongly advised to read and understand the card agreement or terms and conditions before applying. We are liable for misinformation or liability arising out of information provided on the site. Applications online are protected using the safe SSL technology.