American Express Platinum CashBack Credit Card

American Express Platinum CashBack Credit Card

Consumer (Premium) Credit Card -- American Express.


Basic Information

  • Introductory bonus: 5% cashback on the first £2,000 of purchases in your first three months
  • On-going cashback: 1.25% cashback on virtually all your spend - no caps!
  • Engagement bonus: 2.5% cashback in the anniversary month, when you spend £10,000 a year
  • Cardmembers have the opportunity to opt-in to exchange their annual cashback for retail vouchers which can be used at High Street shops and receive up to an extra 5% on top of their cashback balance
  • Interest rate for purchases: 14.0% p.a. variable.
  • Representative 18.5% APR variable. Based on annual fee of £25 and assumed credit limit of £1200.

N/A* Intro APR

N/A*Intro APR Period

£25.00*Annual Fee

Good*Credit Needed

56 days*Grace Period

£12.00*Late Payment Fee

Representative APR: 18.50%* Variable
Card Network:American Express®
Card Type:- Instant Decision Card
- Reward Card

Card Review

If you live in the United Kingdom, the American Express Platinum Cashback Credit Card could help you save some money over the card you might currently carry.

This saving could come in many different forms. First of all, you can get a 2.5% cashback rewards bonus amounting to up to £100 when you use your card to purchase things that you buy all the time. This reward only applies to purchases and not balance or account transfers.

Contrarily, the cashback bonus will reduce in size, of about 1.25%, but will continue to be applied to everything you buy for the lifetime of your card. With no annual fee, you won't just earn money, but save some as well, thanks to American Express Europe Limited.

Rewards & Benefits

Reward Types:- Cash Back Reward Cards
- Travel Reward Cards
- Universal Reward Cards
Rewards:- Introductory bonus: 5% cashback on the first £2,000 of purchases in your first three months
- On-going cashback: 1.25% cashback on virtually all your spend - no caps!
- Engagement bonus: 2.5% cashback in the anniversary month, when you spend £10,000 a year
Other Benefits:- Zero online fraud liability
- 24/7 customer service
- Purchase insurance
- See terms and conditions of the MoneyBack card

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: 18.50%* Variable
Annual Fee:£25.00*
Minimum Credit Line:£700
Maximum Credit Line:£25,000

Balance Transfers

Balance Transfer:Yes
APR on Balance Transfer:18.90%
Transfer Fee:3.00%

Cash Advances

APR on Cash Advances:27.90%
Cash Advance Fee:3.00%
Minimum Fee:£3.00

Other Fees

Additional Fees: Foreign Exchange: 2.99% Conversion Commission
Copy Statements: £2 for an additional copy of each statement
Transaction Record: £3 for each copy of a record of Transactions

Notes

We consider all information provided by affiliated companies for the American Express Platinum CashBack Credit Card to be accurate at the time of posting (Jan 31, 2012). To be sure that nothing has changed and that you fully understand the potential contracts, please read the respective Terms and Conditions for American Express Platinum CashBack Credit Card.


Application Security

Please note that all applications feature secure SSL technology for your online protection.



Home > Credit Cards > CashBack Platinum American Express Credit Card Offers