0% Intro Rate Card Offers

The following credit cards come with a 0% intro period. These cards include an introductory APR period during which no interest is applied on participating transactions. Many credit cards do not have qualification requirements for the intro period and this could mean every new member gets to participate. However not many cards will continue the intro period after the cardholder makes a late payment or exceeds the credit limit. Once again here's another reason to go through the card agreement (or terms and conditions) document prior to concluding the card application process. Transactions that are traditionally included to qualify for an intro rate are purchase transactions, balance transfers, and cash advances. Although to be more accurate you rarely would find a credit card that includes all three transactions.




2 cards

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
More: | 1 | 2 | 3 |

 
Lloyds TSB Airmiles Duo Credit Card
  • 1 mile for every £10 you spend with the Lloyds TSB American Express card*
  • 1 mile per £50 you spend with the Lloyds TSB MasterCard*
  • 0% interest on balance transfers for 6 months (3% fee) Minimum spend of £100 in the first 3 months applies**
  • Double miles when you use your Credit Cards abroad
  • Apply and be accepted for the Credit Cards online to get a 1,500 Airmile voucher
  • No annual fee
  • Representative Example: 15.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.

0%* Intro APR

6 months*Intro Period

Representative APR: 15.90% Variable

£0.00*Annual Fee

4.5


Bank of Scotland All in One Card
  • 0% for the first 12 months on balance transfers (3% balance transfer fee applies)
  • 0% for the first 12 months on new purchases
  • A handling fee of 3% applies for each balance transfer
  • Master Card benefits package
  • 59 days grace period
  • Representative Example: 17.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 15.9%.

0%* Intro APR

12 months*Intro Period

Representative APR: 17.90% Variable

£0.00*Annual Fee

4.5


AA Credit Card
  • 0% for 10 months on ALL purchases
  • 0% for 12 months on Balance transfers (+3% fee)
  • Representative 18.9% APR (variable)
  • Earn AA Reward Points on your everyday card purchases, and earn double points on motoring, fuel and AA products. Use your points to purchase from a range of motoring products and services, AA Home or Car Insurance, shopping vouchers or even cash back

0%* Intro APR

12 months*Intro Period

Representative APR: 18.90% Variable

N/A*Annual Fee

4.5


Egg Visa Credit Card
  • Balance Transfers: 0% interest until 1 April 2012 on balances transferred before 1 May 2011 (3% fee applies).*
  • Access to the Egg Cash Back Store with cash back offers and discounts from over 1,900 well-known online retailers including supermarkets, fashion and entertainment retailers, hotels and travel agents.**
  • Purchases: 0% interest until 1 May 2011.*
  • Plus insurances: included as standard to protect the things you buy - purchase protection and internet delivery guarantee insurance.***
  • 17.9% APR representative variable

0%* Intro APR

up to 14 months*Intro Period

Representative APR: 17.90% Variable

£0.00*Annual Fee

4.5


Post Office Master Card
  • 0% on balance transfers for the first 14 months
  • 0% on purchases for the first 3 months
  • 0% commission on purchases overseas
  • 0% on new balance transfers for 12 months again and again
  • Representative Example: 16.9% APR Representative (variable). Based on 2.98% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 16.9%.

0%* Intro APR

up to 14 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


Nationwide Gold Credit Card
  • Commission free purchases abroad
  • Up to 56 days interest-free credit
  • 0% APR on purchases for 3 months
  • 0% APR on Balance Transfers for 17 months
  • Free purchase cover for loss, theft or damage to most purchases over £50
  • 12 month warranty on many gas or electrical products Peace of mind for all cardholders with Nationwide Fraud Watch.
  • Representative Example: 15.9% APR Representative (variable). Based on 2.95% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.

0%* Intro APR

17 months on BT*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


Barclaycard Gold Credit Card
  • 0% interest on balance transfers for 12 months (2.5% handling fee applies)
  • Request a balance transfer quickly and easily as part of your application
  • With contactless payment technology, a new quick and easy way to pay for purchases of £15 or under
  • Barclaycard Freedom - a reward programme like no other
  • Representative Example: 19.9% APR Representative (variable). Based on 2.5% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 19.9%.

0%* Intro APR

12 months on BT*Intro Period

Representative APR: 19.90% Variable

£0.00*Annual Fee

4.5


NatWest Platinum Credit Card
  • 0% on balance transfers for 20 months
  • 0% on purchases – for 6 months
  • 3.2% balance transfer fee - (minimum £5)
  • 1% off the APR for Advantage Gold customers – guaranteed on our standard credit card rate for at least 12 months.
  • Representative Example: 17.9% APR Representative (variable). Based on 3.2% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.6%.

0%* Intro APR

20 months on BT*Intro Period

Representative APR: 17.60% Variable

£0.00*Annual Fee

4.5


RBS Platinum Credit Card
  • 0% balance transfers for 20 months
  • 0% interest on purchases for 6 months from account opening
  • 3.2% Balance transfer fee – (minimum £5)
  • 1% off the APR for Royalties Gold customers
  • Free additional cardholder
  • Representative Example: 17.9% APR Representative (variable). Based on 3.2% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.6%.

0%* Intro APR

20 months on BT*Intro Period

Representative APR: 17.90% Variable

£0.00*Annual Fee

4.5


DogsTrust Credit Card
  • Dogs Trust will receive £4 when you use your card within 90 days of the account opening
  • They will also receive 25p for every £100 you spend on card purchases
  • And £2.00 for every year you continue to use the card
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on card purchases for 3 months
  • No Annual Fee
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months on BT*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


UNICEF Credit Card
  • UNICEF will receive £4 when you use your card within 90 days of the account opening
  • They will also receive 25p for every £100 you spend on card purchases
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on card purchases for 3 months
  • No Annual Fee
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months on BT*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


RSPCA Credit Card
  • For more than 180 years the RSPCA has been working to relieve the suffering of animals. Take out an RSPCA card today and MBNA Europe Bank Limited, the card issuer, will make a payment of £20 to the RSPCA. After that, for every £100 spent on card purchases, we receive 25p and it won't cost you a penny extra.
  • As little as £3 can help to pay towards our animal rescues, £10 could help to pay for treatment of an abused animal and £25 could help to pay for a loving new home for an abandoned kitten. With the RSPCA Credit Card, it’s not only the animals we rescue that benefit. Read on to find out more about how you could also benefit.
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on card purchases for 3 months
  • No Annual Fee
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


Play.com Credit Card from MBNA
  • 0% on card purchases for 9 months
  • 0% on balance transfers for 6 months (1.5% handling fee)
  • Representative 16.9% APR (variable)
  • No annual fee
  • Collecting Play Points is easy: use your Play.com Credit Card for everyday purchases such as buying groceries, filling up with petrol or even paying for holidays and you'll be amazed how quickly your Points build up!
  • 2 Play Points for every £1 you spend at Play.com
  • 1 Play Point for every £1 you spend elsewhere
  • 1,500 bonus Play Points if you spend £150 on your card within 90 days of your account opening - you can redeem these Points for a £15 Voucher!

0%* Intro APR

9 months*Intro Period

Representative APR: 16.90% Variable

N/A*Annual Fee

4.5


Halifax Plus Credit Card
  • 0% for the first 17 months on balance transfers (3% balance transfer fee applies)
  • 0% for the first 3 months on new purchases
  • No annual fee
  • 5 card colours: black, pink, white, red or blue Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate would be 16.9% APR (variable). The purchase rate is 16.94% pa (variable). Halifax, The Mound, Edinburgh EH1 1YZ.

0%* Intro APR

17 months on BT*Intro Period

Representative APR: 16.90% Variable

N/A*Annual Fee

4.5


Halifax Purchase Offer Credit Card
  • 0% for the first 13 months on balance transfers (3% balance transfer fee applies)
  • 0% for the first 13 months on new purchases
  • No annul fee
  • 5 card colours: pink, black, red, white, or blue Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate would be 17.9% APR (variable). The purchase rate is 17.94% pa (variable). Halifax, The Mound, Edinburgh EH1 1YZ.

0%* Intro APR

13 months*Intro Period

Representative APR: 17.90% Variable

£0.00*Annual Fee

4.5


Lloyds TSB Airmiles Duo MasterCard
  • 1 mile per £50 you spend with the Lloyds TSB MasterCard
  • 0% interest on balance transfers for 6 months (3% fee) Minimum spend of £100 in the first 3 months applies
  • Double Airmiles abroad
  • Apply and get a 1,500 Airmile voucher
  • No annual fee
  • Accepted at 29.9 million places worldwide
  • Representative Example: 15.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.

0%* Intro APR

6 months*Intro Period

Representative APR: 15.90% Variable

£0.00*Annual Fee

4.5


Lloyds TSB Airmiles Duo AMEX Card
  • 1 Airmile for almost every £1 you spend for the first 3 months
  • 1 Airmile for almost every £10 you spend after that
  • Double Airmiles abroad
  • 0% interest on balance transfers for 6 months (3% fee) Minimum spend of £100 in the first 3 months applies
  • No annual fee
  • Accepted at 29.9 million places worldwide
  • Representative Example: 15.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.

0%* Intro APR

6 months*Intro Period

Representative APR: 15.90% Variable

£0.00*Annual Fee

4.5


Bank of Scotland Plus Card
  • 0% for 13 months on balances transfers (3% fee applies)
  • 0% for 3 months on purchases
  • Master Card benefits package
  • 59 days grace period
  • Representative Example: Based on borrowing £1,200 repaid over 12 months the representative rate would be 16.9% APR (variable). The purchase rate is 16.94% pa (variable). Credit limits and interest rates will vary based on your individual circumstances.

0%* Intro APR

See T&C*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


Bank of Scotland Purchase Offer Credit Card
  • For current account holders
  • 0% for the first 13 months on balance transfers (3% balance transfer fee applies)
  • 0% for the first 13 months on new purchases
  • No annul fee
  • 5 card colours: pink, black, red, white, or blue
  • Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate would be 17.9% APR (variable). The purchase rate is 17.94% pa (variable).

0%* Intro APR

See T&C*Intro Period

Representative APR: 17.90% Variable

£0.00*Annual Fee

4.5


Halifax Balance Transfer Credit Card
  • 0% for the first 22 months on balance transfers up to £3,000* (3.5% fee applies)
  • 0% for the first 3 months on purchases
  • No annual fee
  • Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate is 17.9% APR (variable). The purchase rate is 17.95% pa (variable)

0%* Intro APR

See T&C*Intro Period

Representative APR: 17.90% Variable

£0.00*Annual Fee

4.5


More: | 1 | 2 | 3 |


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