0% Intro Rate Card Offers

The following credit cards come with a 0% intro period. These cards include an introductory APR period during which no interest is applied on participating transactions. Many credit cards do not have qualification requirements for the intro period and this could mean every new member gets to participate. However not many cards will continue the intro period after the cardholder makes a late payment or exceeds the credit limit. Once again here's another reason to go through the card agreement (or terms and conditions) document prior to concluding the card application process. Transactions that are traditionally included to qualify for an intro rate are purchase transactions, balance transfers, and cash advances. Although to be more accurate you rarely would find a credit card that includes all three transactions.

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DogsTrust Credit Card

Dogs Trust will receive £4 when you use your card within 90 days of the account opening
They will also receive 25p for every £100 you spend on card purchases
And £2.00 for every year you continue to use the card
0% on balance transfers for 12 months (3% handling fee)
0% on card purchases for 3 months
No Annual Fee
Representative 16.9% APR (variable)

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0%* Intro APR

12 months on BT*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5

RBS Platinum Credit Card

0% balance transfers for 20 months
0% interest on purchases for 6 months from account opening
3.2% Balance transfer fee – (minimum £5)
1% off the APR for Royalties Gold customers
Free additional cardholder
Representative Example: 17.9% APR Representative (variable). Based on 3.2% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.6%.

0%* Intro APR

20 months on BT*Intro Period

Representative APR: 17.90% Variable

£0.00*Annual Fee

4.5

bmi American Express® Card from MBNA

Apply online for the bmi credit card and if you spend £250 on card purchases within 90 days of your account opening you will receive 20,000 destinations miles.*
0% on balance transfers for 12 months (3% handling fee). For this great rate your balance needs to be transferred within the first 90 days of your account opening
0% on card purchases for 3 months from the date your account is opened
Earn miles on your every day spend taking you to over 975 destinations worldwide
Automatic Diamond Club membership, the UK's most generous frequent flyer programme
Earn 1.5 destinations miles for every £1 spent on everyday card purchases to get you to over 975 worldwide destinations Earn triple destinations miles when you use your bmi credit card to buy a bmi flight at flybmi.com
No Annual Fee
Representative 16.9% APR (variable)

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0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5

Post Office® Master Card

0% on balance transfers for the first 14 months
0% on purchases for the first 3 months
0% commission on purchases overseas
0% on new balance transfers for 12 months again and again
Representative Example: 16.9% APR Representative (variable). Based on 2.98% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 16.9%.

0%* Intro APR

up to 14 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5

Breakthrough Breast Cancer Credit Card

Take out a card today and Breakthrough Breast Cancer will receive: £7.50 when you use your card within 90 days of the account opening, 25p for every £100 you spend on card purchases, and £2 for every year you continue to use the card
0% on balance transfers for 12 months (3% handling fee)
0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
0% on card purchases for 3 months from the date your account is opened
No Annual Fee
Representative 16.9% APR (variable)

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0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0

British Heart Foundation Credit Card

British Heart Foundation will receive £7.50 when you use your card within 90 days of the account opening. They will also receive 35p for every £100 you spend on card purchases
0% on balance transfers for 12 months (3% handling fee)
0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
0% on card purchases for 3 months from the date your account is opened
No Annual Fee
Representative 16.9% APR (variable)

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0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0

England Football Credit Card

Direct contribution to the development of football in England
15% discount on all purchases at the official England Online Store
0% on balance transfers for 12 months (3% handling fee)
0% on card purchases for 3 months
Paperless Statements
Fraud Protection
No Annual Fee
Representative 16.9% APR (variable)

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0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5

Chelsea Rewards Credit Card

0% on balance transfers for 12 months (3% handling fee)
0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
0% on card purchases for 3 months from the date your account is opened
Reward Points: you will get access to one of the biggest credit card reward schemes available today. For every £1 you spend on card purchases, we'll give you 1 Reward Point, so you'll soon rack up enough points to earn valuable Rewards
No Annual Fee
Paperless Statements
Fraud Protection
Representative 16.9% APR (variable)

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0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0

WWF Visa Credit Card

Make a difference at no extra cost to you with the WWF credit card! WWF receives contributions from MBNA Europe Bank Limited, the card issuer, for every card purchase made. Over £10 million has been raised to date!
WWF will send you a beautiful soft toy to match the animal on your card when you spend over £100 within 90 days of the account opening.
You will also be entitled to a 10% discount on WWF's collection of eco-friendly gifts and products when you shop at WWF.
0% on balance transfers for 12 months (3% handling fee)
0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
0% on card purchases for 3 months from the date your account is opened
Representative 16.9% APR (variable)
No Annual Fee

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0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0

SonyCard Credit Card from MBNA

0% on balance transfers for 12 months (3% handling fee)
0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
0% on card purchases for 6 months from the date your account is opened
2,000 FREE Sony Card Rewards Points* when you make a card purchase within the first 90 days – that's enough to claim a CD or DVD
Earn Reward Points every time you spend using your Sony Card
TRIPLE Reward Points – when you buy products from Sony using your Sony Card.
As a Sony Card Customer we'll keep you up to date with what's new in the world of Sony's Entertainment world – and you'll also be able to enter Dream Draws giving you access to exclusive offers from Sony
Representative 16.9% APR (variable)

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0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0

Liverpool FC Rewards Credit Card

Official 5 Star LFC Credit Card
0% on balance transfers for 12 months (3% handling fee)
0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
0% on card purchases for 3 months from the date your account is opened
Reward Points: For every £1 you spend on card purchases, we'll give you 1 Reward Point, so you'll soon rack up enough points to earn valuable Rewards
Contributions made to the Club by MBNA Europe Bank Limited, the card issuer, every time you make a card purchase, at no extra cost to you
No Annual Fee
Representative 16.9% APR (variable)

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0%* Intro APR

12 months*Intro Period

Representative APR: 16.90%

£0.00*Annual Fee

5.0

Manchester United FC Credit Card

Red Rewards: You could win fantastic Manchester United 'money can't buy' prizes simply by using your MU credit card
0% on balance transfers for 12 months (3% handling fee)
0% on card purchases for 3 months
No Annual Fee
Paperless Statements
Fraud Protection
Representative 16.9% APR (variable)

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0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0

BT Cash Credit Card

Earn money off your BT bill* with the BT Credit Card
0% on balance transfers for 13 months (3% handling fee)
0% on card purchases for 3 months
Online Banking
Fraud Protection
Representative 16.9% APR (variable)

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0%* Intro APR

13 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.0

MBNA Platinum Rewards Credit Card

0% on balance transfers for 13 months (2.9% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account.
0% on money transfers from your credit card to your current account for 13 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of opening your account.
0% on card purchases for 3 months from the date your account is opened.
Representative 16.9% APR (variable)

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0%* Intro APR

13 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.0

BT Retail Credit Card

Every time you spend on your BT Credit Card you'll earn money off your BT bill*
An outstanding introductory card purchase rate of just 0% on petrol station and supermarket spend for 10 months
An outstanding introductory balance transfer rate of 0% for 6 months (2% handling fee applies)
The petrol and supermarket offer is available instore only and includes most major UK supermarkets: Tesco, Sainsbury's, Asda, Morrisons, Waitrose, Iceland, Somerfield, Co-op and Aldi.
Manage your account online
Free 24 hour worldwide Customer Service Helpline
Representative 16.9% APR (variable)

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0%* Intro APR

10 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.0

Miles & More American Express® credit card from MBNA

Receive a welcome bonus of 1,500 award miles
2 award miles for every £1 you spend during the first 6 months
1.5 award miles per £1 spent thereafter
Redeem your award miles for fabulous rewards including flights, upgrades, hotel stays and much more!
0% on balance transfers for 12 months (3% handling fee)
0% on card purchases for 3 months
Representative 16.9% APR (variable)
No mileage expiration

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0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0

Lloyds TSB Airmiles Duo Premier Credit Card

0% interest for 6 months on balances transferred within the first 90 days (3% fee applies)
1.25 Airmiles for almost every £1 you spend in the first 3 months. 1.25 Airmiles for £10 you spend after that
Collect double Airmiles abroad
Get 150 extra Airmiles for every £1,000 balance you transfer
Take someone with you for free. A worldwide Companion Ticket is yours when you spend over £15,000 a year
Add an additional cardholder free of charge
21.9% APR Representative variable

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0%* Intro APR

6 months*Intro Period

Representative APR: 21.90% Variable

£50.00*Annual Fee

3.5

RSPCA Credit Card

For more than 180 years the RSPCA has been working to relieve the suffering of animals. Take out an RSPCA card today and MBNA Europe Bank Limited, the card issuer, will make a payment of £20 to the RSPCA. After that, for every £100 spent on card purchases, we receive 25p and it won't cost you a penny extra.
As little as £3 can help to pay towards our animal rescues, £10 could help to pay for treatment of an abused animal and £25 could help to pay for a loving new home for an abandoned kitten. With the RSPCA Credit Card, it’s not only the animals we rescue that benefit. Read on to find out more about how you could also benefit.
0% on balance transfers for 12 months (3% handling fee)
0% on card purchases for 3 months
No Annual Fee
Representative 16.9% APR (variable)

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0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5

Play.com Credit Card from MBNA

0% on card purchases for 9 months
0% on balance transfers for 6 months (1.5% handling fee)
Representative 16.9% APR (variable)
No annual fee
Collecting Play Points is easy: use your Play.com Credit Card for everyday purchases such as buying groceries, filling up with petrol or even paying for holidays and you'll be amazed how quickly your Points build up!
2 Play Points for every £1 you spend at Play.com
1 Play Point for every £1 you spend elsewhere
1,500 bonus Play Points if you spend £150 on your card within 90 days of your account opening - you can redeem these Points for a £15 Voucher!

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0%* Intro APR

9 months*Intro Period

Representative APR: 16.90% Variable

N/A*Annual Fee

4.5

MBNA Platinum Plus Dual Credit Card

0% on balance transfers for 10 months from account opening date (3% handling fee.)
0% on all your card purchases for 10 months
0% on money transfers for 10 months
No Annual Fee
Paperless Statements
Fraud Protection
Representative 16.9% APR (variable)

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0%* Intro APR

10 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.0

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We do not guarantee the accuracy of information provided with regards to products and services and reviewed on the site. Intending applications are strongly advised to read and understand the card agreement or terms and conditions before applying. We are liable for misinformation or liability arising out of information provided on the site. Applications online are protected using the safe SSL technology.

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