0% Intro Rate Card Offers

The following credit cards come with a 0% intro period. These cards include an introductory APR period during which no interest is applied on participating transactions. Many credit cards do not have qualification requirements for the intro period and this could mean every new member gets to participate. However not many cards will continue the intro period after the cardholder makes a late payment or exceeds the credit limit. Once again here's another reason to go through the card agreement (or terms and conditions) document prior to concluding the card application process. Transactions that are traditionally included to qualify for an intro rate are purchase transactions, balance transfers, and cash advances. Although to be more accurate you rarely would find a credit card that includes all three transactions.




2 cards

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
More: | 1 | 2 | 3 |

 
Lloyds TSB Airmiles Duo Premier Credit Card
  • 0% interest for 6 months on balances transferred within the first 90 days (3% fee applies)
  • 1.25 Airmiles for almost every £1 you spend in the first 3 months. 1.25 Airmiles for £10 you spend after that
  • Collect double Airmiles abroad
  • Get 150 extra Airmiles for every £1,000 balance you transfer
  • Take someone with you for free. A worldwide Companion Ticket is yours when you spend over £15,000 a year
  • Add an additional cardholder free of charge
  • 21.9% APR Representative variable

0%* Intro APR

6 months*Intro Period

Representative APR: 21.90% Variable

£50.00*Annual Fee

3.5


MBNA Platinum Credit Card
  • 0% on balance transfers for 20 months (2.95% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account.
  • 0% on money transfers from your credit card to your current account for 19 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of opening your account.
  • 0% on card purchases for 3 months from the date your account is opened.
  • Representative Example: 16.7% APR Representative (variable). Based on 2.95% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.7%.

0%* Intro APR

20 months*Intro Period

Representative APR: 16.70% Variable

£0.00*Annual Fee

4.0


MBNA Platinum Rewards Credit Card
  • 0% on balance transfers for 13 months (2.9% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account.
  • 0% on money transfers from your credit card to your current account for 13 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of opening your account.
  • 0% on card purchases for 3 months from the date your account is opened.
  • Representative 16.9% APR (variable)

0%* Intro APR

13 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.0


Halifax All in One Credit Card
  • 0% for the first 15 months on balance transfers (3% balance transfer fee applies)
  • 0% for the first 15 months on new purchases
  • No annual fee
  • If you are accepted at the highest rate of 23.9% APR variable you may not be offered an introductory period on balance transfers and purchases. Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate would be 17.9% APR (variable). The purchase rate is 17.94% pa (variable). Halifax, The Mound, Edinburgh EH1 1YZ.

0%* Intro APR

15 months*Intro Period

Representative APR: 17.90% Variable

N/A*Annual Fee

4.0


Virgin Atlantic American Express White Card
  • 3,000 bonus Flying Club miles on your first card purchase
  • 1 Flying Club mile for every £1 you spend
  • 2 Flying Club miles for every £1 spent direct with Virgin Atlantic, Virgin Holidays and Regus business centres
  • Receive a Premium Economy reward upgrade on an Economy redemption booking when you spend £10,000 on your card in a year. You can earn 2 of these upgrades every year.
  • Enjoy a complimentary companion reward flight when you spend £15,000 on your card in a year. So you can bring a friend with you, on us
  • 10% off all Virgin Holidays packages
  • No annual fee
  • 0% on balance transfers for 6 months from the date your account is opened. 2% handling fee applies
  • Representative 17.9% APR (variable)

0%* Intro APR

6 months*Intro Period

Representative APR: 17.90% Variable

£0.00*Annual Fee

4.0


Sainsbury's Nectar Credit Card
  • No balance transfer fee
  • 0% apr on Balance Transfer for 10 months
  • No annual fee
  • Earn Nectar points when you use your Sainsbury's Nectar Credit Card elsewhere - 1 point for every £5 you spend
  • Optional repayment cover
  • Representative 12.92% APR (variable)

0%* Intro APR

10 months*Intro Period

Representative APR: 12.92% Variable

£0.00*Annual Fee

4.0


MBNA Platinum Plus Dual Credit Card
  • 0% on balance transfers for 10 months from account opening date (3% handling fee.)
  • 0% on all your card purchases for 10 months
  • 0% on money transfers for 10 months
  • No Annual Fee
  • Paperless Statements
  • Fraud Protection
  • Representative 16.9% APR (variable)

0%* Intro APR

10 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.0


BT Cash Credit Card
  • Earn money off your BT bill* with the BT Credit Card
  • 0% on balance transfers for 13 months (3% handling fee)
  • 0% on card purchases for 3 months
  • Online Banking
  • Fraud Protection
  • Representative 16.9% APR (variable)

0%* Intro APR

13 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.0


BT Retail Credit Card
  • Every time you spend on your BT Credit Card you'll earn money off your BT bill*
  • An outstanding introductory card purchase rate of just 0% on petrol station and supermarket spend for 10 months
  • An outstanding introductory balance transfer rate of 0% for 6 months (2% handling fee applies)
  • The petrol and supermarket offer is available instore only and includes most major UK supermarkets: Tesco, Sainsbury's, Asda, Morrisons, Waitrose, Iceland, Somerfield, Co-op and Aldi.
  • Manage your account online
  • Free 24 hour worldwide Customer Service Helpline
  • Representative 16.9% APR (variable)

0%* Intro APR

10 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.0


Sainsbury's Mastercard for Nectar Card Holders
  • 0% for the first 12 months on purchases
  • 0% for the first 12 months on balance transfers (3% BT fee)
  • No annual fee
  • Full MasterCard benefits
  • Representative Example: 16.94% APR Representative (variable). Based on 3% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.94%.

0%* Intro APR

12 months*Intro Period

Representative APR: 16.94% Variable

£0.00*Annual Fee

4.0


Lloyds TSB Advance Credit Card
  • 0% on purchases for the first 6 months.
  • 4.9% pa for 12 months on balances transferred within the first 90 days (3% fee applies) - if you spend £100 or more in the first 3 months.
  • Representative Example: 11.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 11.9%

0%* Intro APR

6 months*Intro Period

Representative APR: 11.90% Variable

N/A*Annual Fee

4.0


Bank of Scotland Advantage Credit Card
  • 13 months 0% interest free period on Balance Transfers and Purchases
  • 3% balance transfer fee applies
  • Existing Bank of Scotland customers only
  • No annual fee
  • Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate is 17.9% APR (variable). The purchase rate is 17.95% pa (variable)

0%* Intro APR

13 months*Intro Period

Representative APR: 17.90% Variable

£0.00*Annual Fee

4.0


HSBC Bank Credit Card
  • 0% for 23 months on balances transferred within 30 days of you opening your account. 3.3% balance transfer fee applies, minimum £5.
  • 0% on purchases for 3 months from account opening
  • No annual fee to pay
  • Free additional credit card for partners or family members over 18
  • Representative example: based on an assumed credit of £1200, our 16.9% rate p.a for new purchases gives a representative rate of 16.9% APR variable.

0%* Intro APR

23 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


MBNA Retail Rewards American Express Credit Card
  • A long term card purchase rate of 0% p.a for 12 months on every card purchase
  • A card purchase rate of 0% p.a for 6 months
  • Access to a fantastic rewards programme
  • Earn 1 point for every £1 you spend
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


England Football Credit Card
  • Direct contribution to the development of football in England
  • 15% discount on all purchases at the official England Online Store
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on card purchases for 3 months
  • Paperless Statements
  • Fraud Protection
  • No Annual Fee
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


bmi American Express Card from MBNA
  • Apply online for the bmi credit card and if you spend £250 on card purchases within 90 days of your account opening you will receive 20,000 destinations miles.*
  • 0% on balance transfers for 12 months (3% handling fee). For this great rate your balance needs to be transferred within the first 90 days of your account opening
  • 0% on card purchases for 3 months from the date your account is opened
  • Earn miles on your every day spend taking you to over 975 destinations worldwide
  • Automatic Diamond Club membership, the UK's most generous frequent flyer programme
  • Earn 1.5 destinations miles for every £1 spent on everyday card purchases to get you to over 975 worldwide destinations Earn triple destinations miles when you use your bmi credit card to buy a bmi flight at flybmi.com
  • No Annual Fee
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


Lloyds TSB Platinum Credit Card
  • 0% interest for 14 months on balances transferred within the first 90 days (3% fee applies). Minimum spend of £100 in the first three months applies
  • 0% interest on purchases for 3 months
  • No annual fee
  • Extra security including chip and PIN technology, and fraud loss guarantee
  • Representative Example: 17.9% APR Representative (variable). Based on 3.0% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.7%.

0%* Intro APR

14 months*Intro Period

Representative APR: 17.90% Variable

£0.00*Annual Fee

4.5


Lloyds TSB Airmiles Duo Credit Card
  • 1 mile for every £10 you spend with the Lloyds TSB American Express card*
  • 1 mile per £50 you spend with the Lloyds TSB MasterCard*
  • 0% interest on balance transfers for 6 months (3% fee) Minimum spend of £100 in the first 3 months applies**
  • Double miles when you use your Credit Cards abroad
  • Apply and be accepted for the Credit Cards online to get a 1,500 Airmile voucher
  • No annual fee
  • Representative Example: 15.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.

0%* Intro APR

6 months*Intro Period

Representative APR: 15.90% Variable

£0.00*Annual Fee

4.5


Bank of Scotland All in One Card
  • 0% for the first 12 months on balance transfers (3% balance transfer fee applies)
  • 0% for the first 12 months on new purchases
  • A handling fee of 3% applies for each balance transfer
  • Master Card benefits package
  • 59 days grace period
  • Representative Example: 17.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 15.9%.

0%* Intro APR

12 months*Intro Period

Representative APR: 17.90% Variable

£0.00*Annual Fee

4.5


AA Credit Card
  • 0% for 10 months on ALL purchases
  • 0% for 12 months on Balance transfers (+3% fee)
  • Representative 18.9% APR (variable)
  • Earn AA Reward Points on your everyday card purchases, and earn double points on motoring, fuel and AA products. Use your points to purchase from a range of motoring products and services, AA Home or Car Insurance, shopping vouchers or even cash back

0%* Intro APR

12 months*Intro Period

Representative APR: 18.90% Variable

N/A*Annual Fee

4.5


More: | 1 | 2 | 3 |


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