0% Intro Rate Card Offers

The following credit cards come with a 0% intro period. These cards include an introductory APR period during which no interest is applied on participating transactions. Many credit cards do not have qualification requirements for the intro period and this could mean every new member gets to participate. However not many cards will continue the intro period after the cardholder makes a late payment or exceeds the credit limit. Once again here's another reason to go through the card agreement (or terms and conditions) document prior to concluding the card application process. Transactions that are traditionally included to qualify for an intro rate are purchase transactions, balance transfers, and cash advances. Although to be more accurate you rarely would find a credit card that includes all three transactions.




2 cards

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
More: | 1 | 2 | 3 |

 
Lloyds TSB Advance Credit Card
  • 0% on purchases for the first 6 months.
  • 4.9% pa for 12 months on balances transferred within the first 90 days (3% fee applies) - if you spend £100 or more in the first 3 months.
  • Representative Example: 11.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 11.9%

0%* Intro APR

6 months*Intro Period

Representative APR: 11.90% Variable

N/A*Annual Fee

4.0


Sainsbury's Nectar Credit Card
  • No balance transfer fee
  • 0% apr on Balance Transfer for 10 months
  • No annual fee
  • Earn Nectar points when you use your Sainsbury's Nectar Credit Card elsewhere - 1 point for every £5 you spend
  • Optional repayment cover
  • Representative 12.92% APR (variable)

0%* Intro APR

10 months*Intro Period

Representative APR: 12.92% Variable

£0.00*Annual Fee

4.0


Lloyds TSB Airmiles Duo Credit Card
  • 1 mile for every £10 you spend with the Lloyds TSB American Express card*
  • 1 mile per £50 you spend with the Lloyds TSB MasterCard*
  • 0% interest on balance transfers for 6 months (3% fee) Minimum spend of £100 in the first 3 months applies**
  • Double miles when you use your Credit Cards abroad
  • Apply and be accepted for the Credit Cards online to get a 1,500 Airmile voucher
  • No annual fee
  • Representative Example: 15.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.

0%* Intro APR

6 months*Intro Period

Representative APR: 15.90% Variable

£0.00*Annual Fee

4.5


Lloyds TSB Airmiles Duo MasterCard
  • 1 mile per £50 you spend with the Lloyds TSB MasterCard
  • 0% interest on balance transfers for 6 months (3% fee) Minimum spend of £100 in the first 3 months applies
  • Double Airmiles abroad
  • Apply and get a 1,500 Airmile voucher
  • No annual fee
  • Accepted at 29.9 million places worldwide
  • Representative Example: 15.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.

0%* Intro APR

6 months*Intro Period

Representative APR: 15.90% Variable

£0.00*Annual Fee

4.5


Lloyds TSB Airmiles Duo AMEX Card
  • 1 Airmile for almost every £1 you spend for the first 3 months
  • 1 Airmile for almost every £10 you spend after that
  • Double Airmiles abroad
  • 0% interest on balance transfers for 6 months (3% fee) Minimum spend of £100 in the first 3 months applies
  • No annual fee
  • Accepted at 29.9 million places worldwide
  • Representative Example: 15.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.

0%* Intro APR

6 months*Intro Period

Representative APR: 15.90% Variable

£0.00*Annual Fee

4.5


MBNA Platinum Credit Card
  • 0% on balance transfers for 20 months (2.95% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account.
  • 0% on money transfers from your credit card to your current account for 19 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of opening your account.
  • 0% on card purchases for 3 months from the date your account is opened.
  • Representative Example: 16.7% APR Representative (variable). Based on 2.95% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.7%.

0%* Intro APR

20 months*Intro Period

Representative APR: 16.70% Variable

£0.00*Annual Fee

4.0


Virgin Credit Card
  • 0% for 20 months on balance transfers (from the date your account is opened. Transfers to be made within first 60 days. 2.99% handling fee applies)
  • 0% for 3 months on card purchases* (from the date your account is opened)
  • Discounts at loads of Virgin companies
  • Discounted vouchers for leading high street stores
  • Representative Example: 16.8% APR Representative (variable). Based on 2.99% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 16.8%.

0%* Intro APR

up to 20 months*Intro Period

Representative APR: 16.80% Variable

£0.00*Annual Fee

5.0


Capital One Transfer Card
  • 0% on balance transfers for 10 months
  • 0% on purchases for 6 months
  • A credit limit of up to £16,000
  • 2.9% balance transfer fee
  • Representative Example: Assuming a credit limit of £1,200 and an interest rate on purchases of 16.83% p.a. variable, you will receive a 16.8% APR representative variable.

0%* Intro APR

10 months on BT*Intro Period

Representative APR: 16.80% Variable

£0.00*Annual Fee

4.5


SonyCard Credit Card from MBNA
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 6 months from the date your account is opened
  • 2,000 FREE Sony Card Rewards Points* when you make a card purchase within the first 90 days – that's enough to claim a CD or DVD
  • Earn Reward Points every time you spend using your Sony Card
  • TRIPLE Reward Points – when you buy products from Sony using your Sony Card.
  • As a Sony Card Customer we'll keep you up to date with what's new in the world of Sony's Entertainment world – and you'll also be able to enter Dream Draws giving you access to exclusive offers from Sony
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


HSBC Bank Credit Card
  • 0% for 23 months on balances transferred within 30 days of you opening your account. 3.3% balance transfer fee applies, minimum £5.
  • 0% on purchases for 3 months from account opening
  • No annual fee to pay
  • Free additional credit card for partners or family members over 18
  • Representative example: based on an assumed credit of £1200, our 16.9% rate p.a for new purchases gives a representative rate of 16.9% APR variable.

0%* Intro APR

23 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


National Trust Credit Card
  • The National Trust will receive £15 when you use your card within 90 days of the account opening
  • They will also receive 30p for every £100 you spend on card purchases
  • And £2.00 for every year you continue to use the card
  • Save £5 when you use your National Trust Credit Card to spend £25 or more in National Trust Shops*
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 3 months from the date your account is opened
  • Representative 16.9% APR (variable)
  • No Annual Fee

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


British Heart Foundation Credit Card
  • British Heart Foundation will receive £7.50 when you use your card within 90 days of the account opening. They will also receive 35p for every £100 you spend on card purchases
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 3 months from the date your account is opened
  • No Annual Fee
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


Breakthrough Breast Cancer Credit Card
  • Take out a card today and Breakthrough Breast Cancer will receive: £7.50 when you use your card within 90 days of the account opening, 25p for every £100 you spend on card purchases, and £2 for every year you continue to use the card
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 3 months from the date your account is opened
  • No Annual Fee
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


MBNA Retail Rewards American Express Credit Card
  • A long term card purchase rate of 0% p.a for 12 months on every card purchase
  • A card purchase rate of 0% p.a for 6 months
  • Access to a fantastic rewards programme
  • Earn 1 point for every £1 you spend
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


MBNA Platinum Rewards Credit Card
  • 0% on balance transfers for 13 months (2.9% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account.
  • 0% on money transfers from your credit card to your current account for 13 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of opening your account.
  • 0% on card purchases for 3 months from the date your account is opened.
  • Representative 16.9% APR (variable)

0%* Intro APR

13 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.0


Chelsea Rewards Credit Card
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 3 months from the date your account is opened
  • Reward Points: you will get access to one of the biggest credit card reward schemes available today. For every £1 you spend on card purchases, we'll give you 1 Reward Point, so you'll soon rack up enough points to earn valuable Rewards
  • No Annual Fee
  • Paperless Statements
  • Fraud Protection
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


England Football Credit Card
  • Direct contribution to the development of football in England
  • 15% discount on all purchases at the official England Online Store
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on card purchases for 3 months
  • Paperless Statements
  • Fraud Protection
  • No Annual Fee
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

4.5


Liverpool FC Rewards Credit Card
  • Official 5 Star LFC Credit Card
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 3 months from the date your account is opened
  • Reward Points: For every £1 you spend on card purchases, we'll give you 1 Reward Point, so you'll soon rack up enough points to earn valuable Rewards
  • Contributions made to the Club by MBNA Europe Bank Limited, the card issuer, every time you make a card purchase, at no extra cost to you
  • No Annual Fee
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90%

£0.00*Annual Fee

5.0


Manchester United FC Credit Card
  • Red Rewards: You could win fantastic Manchester United 'money can't buy' prizes simply by using your MU credit card
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on card purchases for 3 months
  • No Annual Fee
  • Paperless Statements
  • Fraud Protection
  • Representative 16.9% APR (variable)

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


WWF Visa Credit Card
  • Make a difference at no extra cost to you with the WWF credit card! WWF receives contributions from MBNA Europe Bank Limited, the card issuer, for every card purchase made. Over £10 million has been raised to date!
  • WWF will send you a beautiful soft toy to match the animal on your card when you spend over £100 within 90 days of the account opening.
  • You will also be entitled to a 10% discount on WWF's collection of eco-friendly gifts and products when you shop at WWF.
  • 0% on balance transfers for 12 months (3% handling fee)
  • 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
  • 0% on card purchases for 3 months from the date your account is opened
  • Representative 16.9% APR (variable)
  • No Annual Fee

0%* Intro APR

12 months*Intro Period

Representative APR: 16.90% Variable

£0.00*Annual Fee

5.0


More: | 1 | 2 | 3 |


We do not guarantee the accuracy of information provided with regards to products and services and reviewed on the site. Intending applications are strongly advised to read and understand the card agreement or terms and conditions before applying. We are liable for misinformation or liability arising out of information provided on the site. Applications online are protected using the safe SSL technology.


Home > Credit Cards > Cards by Type > 0% Intro Rate Cards