0% Intro Rate Card Offers

The following credit cards come with a 0% intro period. These cards include an introductory APR period during which no interest is applied on participating transactions. Many credit cards do not have qualification requirements for the intro period and this could mean every new member gets to participate. However not many cards will continue the intro period after the cardholder makes a late payment or exceeds the credit limit. Once again here's another reason to go through the card agreement (or terms and conditions) document prior to concluding the card application process. Transactions that are traditionally included to qualify for an intro rate are purchase transactions, balance transfers, and cash advances. Although to be more accurate you rarely would find a credit card that includes all three transactions.

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Halifax All in One Credit Card

0% for the first 10 months on balance transfers made in the first 90 days (3% fee)
0% for the first 10 months on everything you buy with your Halifax All In One Credit Card
No annual fee
15.9% APR variable

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0%*Intro APR

10 months*Intro Period

15.90%*APR

N/A*Annual Fee

4.0

Bank of Scotland All in One Card

0% for 10 months on balance transfers made in the first 90 days
0% for 10 months on new purchases
A typical rate of 15.9% APR (variable)
A handling fee of 3% applies for each balance transfer
Master Card benefits package
59 days grace period

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0%*Intro APR

10 months*Intro Period

15.90%*APR

N/A*Annual Fee

4.5

Virgin Atlantic American Express® White Card

3,000 Flying Club miles with first purchase
1 mile for every 1£ spent
No annual fee
0% APR on Balance Transfers for 6 months
American Express card benefits

0%*Intro APR

6 months*Intro Period

17.90%*APR

N/A*Annual Fee

4.0

AA Credit Card

0% for 12 months on ALL purchases
0% for 9 months on Balance transfers (+3% fee)
18.9% APR typical variable
Earn AA Reward Points on your everyday card purchases, and earn double points on motoring, fuel and AA products. Use your points to purchase from a range of motoring products and services, AA Home or Car Insurance, shopping vouchers or even cash back

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0%*Intro APR

12 months*Intro Period

18.90%*APR

N/A*Annual Fee

4.5

Play.com Credit Card from MBNA

0% on card purchases for 9 months
0% on balance transfers for 6 months (1.5% handling fee)
16.9% APR typical rate (variable)
No annual fee
Collecting Play Points is easy: use your Play.com Credit Card for everyday purchases such as buying groceries, filling up with petrol or even paying for holidays and you'll be amazed how quickly your Points build up!
2 Play Points for every £1 you spend at Play.com
1 Play Point for every £1 you spend elsewhere
1,500 bonus Play Points if you spend £150 on your card within 90 days of your account opening - you can redeem these Points for a £15 Voucher!

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0%*Intro APR

9 months*Intro Period

16.90%*APR

N/A*Annual Fee

4.5

Vanquis Visa Credit Card

Sensible credit limit starting from £250 to £1000
Simple application process
Friendly UK call centre to give you the support you need

0%*Intro APR

2 months*Intro Period

39.90%*APR

£0.00*Annual Fee

4.0

SonyCard Credit Card from MBNA

0% on balance transfers for 12 months (3% handling fee)
0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
0% on card purchases for 6 months from the date your account is opened
16.9% APR typical rate (variable)
Receive 2,000 FREE Sony Card Rewards Points* when you make a card purchase within the first 90 days – that's enough to claim a CD or DVD
Earn Reward Points every time you spend using your Sony Card
TRIPLE Reward Points – when you buy products from Sony using your Sony Card.
As a Sony Card Customer we'll keep you up to date with what's new in the world of Sony's Entertainment world – and you'll also be able to enter Dream Draws giving you access to exclusive offers from Sony

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0%*Intro APR

12 months*Intro Period

16.90%*APR

£0.00*Annual Fee

5.0

HSBC Bank Credit Card

0% for 15 months on balances transferred within 30 days of you opening your account. 2.9% balance transfer fee applies, minimum £5.
0% on purchases for 3 months from account opening.
Typical 16.9% APR variable.
No annual fee to pay.
Free additional credit card for partners or family members over 18.
24-hour worldwide assistance and an emergency cash advance if your card is lost or stolen.
Up to 8% discount on Thomas Cook holidays booked through the HSBC Travel Club.
Up to 56 days' interest-free period available when you pay your whole credit card balance in full and on time

0%*Intro APR

15 months*Intro Period

16.90%*APR

£0.00*Annual Fee

4.5

National Trust Credit Card

The National Trust will receive £15 when you use your card within 90 days of the account opening
They will also receive 30p for every £100 you spend on card purchases
And £2.00 for every year you continue to use the card
Save £5 when you use your National Trust Credit Card to spend £25 or more in National Trust Shops*
0% on balance transfers for 12 months (3% handling fee)
0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
0% on card purchases for 3 months from the date your account is opened
16.9% APR typical rate (variable)
No Annual Fee

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0%*Intro APR

12 months*Intro Period

16.90%*APR

£0.00*Annual Fee

5.0

British Heart Foundation Credit Card

British Heart Foundation will receive £7.50 when you use your card within 90 days of the account opening. They will also receive 35p for every £100 you spend on card purchases
0% on balance transfers for 12 months (3% handling fee)
0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
0% on card purchases for 3 months from the date your account is opened
16.9% APR typical rate (variable)
No Annual Fee

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0%*Intro APR

12 months*Intro Period

16.90%*APR

£0.00*Annual Fee

5.0

Breakthrough Breast Cancer Credit Card

Take out a card today and Breakthrough Breast Cancer will receive: £7.50 when you use your card within 90 days of the account opening, 25p for every £100 you spend on card purchases, and £2 for every year you continue to use the card
0% on balance transfers for 12 months (3% handling fee)
0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
0% on card purchases for 3 months from the date your account is opened
16.9% APR typical rate (variable)
No Annual Fee

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0%*Intro APR

12 months*Intro Period

16.90%*APR

£0.00*Annual Fee

5.0

MBNA Retail Rewards American Express® Credit Card

A long term card purchase rate of 0% p.a for 12 months on every card purchase
A card purchase rate of 0% p.a for 6 months
Typical rate 16.9% APR variable
Access to a fantastic rewards programme
Earn 1 point for every £1 you spend

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0%*Intro APR

12 months*Intro Period

16.90%*APR

£0.00*Annual Fee

4.5

MBNA Platinum Plus Credit Card

0% on balance transfers for 13 months (2.9% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account.
0% on money transfers from your credit card to your current account for 13 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of opening your account.
0% on card purchases for 3 months from the date your account is opened.
16.9% APR typical rate (variable).
Online Banking
Fraud Protection

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0%*Intro APR

13 months*Intro Period

16.90%*APR

£0.00*Annual Fee

4.0

MBNA Platinum Rewards Credit Card

0% on balance transfers for 13 months (2.9% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account.
0% on money transfers from your credit card to your current account for 13 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of opening your account.
0% on card purchases for 3 months from the date your account is opened.
16.9% APR typical rate (variable).

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0%*Intro APR

13 months*Intro Period

16.90%*APR

£0.00*Annual Fee

4.0

Chelsea Rewards Credit Card

0% on balance transfers for 12 months (3% handling fee)
0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
0% on card purchases for 3 months from the date your account is opened
16.9% APR typical rate (variable)
Reward Points: you will get access to one of the biggest credit card reward schemes available today. For every £1 you spend on card purchases, we'll give you 1 Reward Point, so you'll soon rack up enough points to earn valuable Rewards
No Annual Fee
Paperless Statements
Fraud Protection

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0%*Intro APR

12 months*Intro Period

16.90%*APR

£0.00*Annual Fee

5.0

England Football Credit Card

Direct contribution to the development of football in England
15% discount on all purchases at the official England Online Store
0% on balance transfers for 12 months (3% handling fee)
0% on card purchases for 3 months
16.9% APR typical rate (variable)
Paperless Statements
Fraud Protection
No Annual Fee

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0%*Intro APR

12 months*Intro Period

16.90%*APR

£0.00*Annual Fee

4.5

Liverpool FC Rewards Credit Card

Official 5 Star LFC Credit Card
0% on balance transfers for 12 months (3% handling fee)
0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
0% on card purchases for 3 months from the date your account is opened
16.9% APR typical rate (variable)
Reward Points: For every £1 you spend on card purchases, we'll give you 1 Reward Point, so you'll soon rack up enough points to earn valuable Rewards
Contributions made to the Club by MBNA Europe Bank Limited, the card issuer, every time you make a card purchase, at no extra cost to you
No Annual Fee

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0%*Intro APR

12 months*Intro Period

16.90%*APR

£0.00*Annual Fee

5.0

Manchester United FC Credit Card

Red Rewards: You could win fantastic Manchester United 'money can't buy' prizes simply by using your MU credit card
0% on balance transfers for 12 months (3% handling fee)
0% on card purchases for 3 months
16.9% APR typical rate (variable)
No Annual Fee
Paperless Statements
Fraud Protection

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0%*Intro APR

12 months*Intro Period

16.90%*APR

£0.00*Annual Fee

5.0

WWF Visa Credit Card

Make a difference at no extra cost to you with the WWF credit card! WWF receives contributions from MBNA Europe Bank Limited, the card issuer, for every card purchase made. Over £10 million has been raised to date!
WWF will send you a beautiful soft toy to match the animal on your card when you spend over £100 within 90 days of the account opening.
You will also be entitled to a 10% discount on WWF's collection of eco-friendly gifts and products when you shop at WWF.
0% on balance transfers for 12 months (3% handling fee)
0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
0% on card purchases for 3 months from the date your account is opened
16.9% APR typical rate (variable)
No Annual Fee

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0%*Intro APR

12 months*Intro Period

16.90%*APR

£0.00*Annual Fee

5.0

bmi American Express® Card from MBNA

Apply online for the bmi credit card and if you spend £250 on card purchases within 90 days of your account opening you will receive 20,000 destinations miles.*
0% on balance transfers for 12 months (3% handling fee). For this great rate your balance needs to be transferred within the first 90 days of your account opening
0% on card purchases for 3 months from the date your account is opened
16.9% APR typical rate (variable)
Earn miles on your every day spend taking you to over 975 destinations worldwide
Automatic Diamond Club membership, the UK's most generous frequent flyer programme
Earn 1.5 destinations miles for every £1 spent on everyday card purchases to get you to over 975 worldwide destinations Earn triple destinations miles when you use your bmi credit card to buy a bmi flight at flybmi.com
No Annual Fee

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0%*Intro APR

12 months*Intro Period

16.90%*APR

£0.00*Annual Fee

4.5

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We do not guarantee the accuracy of information provided with regards to products and services and reviewed on the site. Intending applications are strongly advised to read and understand the card agreement or terms and conditions before applying. We are liable for misinformation or liability arising out of information provided on the site. Applications online are protected using the safe SSL technology.

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