0% Intro Rate Card Offers

The following credit cards come with a 0% intro period. These cards include an introductory APR period during which no interest is applied on participating transactions. Many credit cards do not have qualification requirements for the intro period and this could mean every new member gets to participate. However not many cards will continue the intro period after the cardholder makes a late payment or exceeds the credit limit. Once again here's another reason to go through the card agreement (or terms and conditions) document prior to concluding the card application process. Transactions that are traditionally included to qualify for an intro rate are purchase transactions, balance transfers, and cash advances. Although to be more accurate you rarely would find a credit card that includes all three transactions.

IMPORTANT: If you are applying for a card and an Error page appears, please clean your browser's cookies and try again. Thank you.

Skip to Listing

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee

Bank of Scotland All in One Card

0% for 9 months on balance transfers made in the first 90 days
0% for 9 months on new purchases
A typical rate of 15.9% APR (variable)
A handling fee of 3% applies for each balance transfer
Master Card benefits package
59 days grace period

View Details
Terms & Conditions |
Compare

0%*Intro APR

9 months*Intro Period

15.90%*APR

N/A*Annual Fee

4.5

Virgin Credit Card

0% for 16 months on balance transfers (from the date your account is opened. Transfers to be made within first 60 days. 2.98% handling fee applies)
0% for 3 months on card purchases* (from the date your account is opened)
Discounts at loads of Virgin companies
Discounted vouchers for leading high street stores
Typical rate 16.6% APR (variable)

0%*Intro APR

Up to 16 months*Intro Period

16.60%*APR

£0.00*Annual Fee

5.0

Vanquis Visa Credit Card

Sensible credit limit starting from £250 to £1000
Simple application process
Friendly UK call centre to give you the support you need

0%*Intro APR

2 months*Intro Period

39.90%*APR

£0.00*Annual Fee

4.0

Halifax All in One Credit Card

0% for the first 10 months on balance transfers made in the first 90 days (3% fee)
0% for the first 10 months on everything you buy with your Halifax All In One Credit Card
No annual fee
15.9% APR variable

View Details
Terms & Conditions |
Compare

0%*Intro APR

10 months*Intro Period

15.90%*APR

N/A*Annual Fee

4.0

Virgin Atlantic American Express® White Card

3,000 Flying Club miles with first purchase
1 mile for every 1£ spent
No annual fee
0% APR on Balance Transfers for 6 months
American Express card benefits

0%*Intro APR

6 months*Intro Period

17.90%*APR

N/A*Annual Fee

4.0

Virgin Atlantic American Express® Black Card

6,000 bonus miles with your first card purchase
2 miles for every £1 spent
£115 annual fee
0% APR on Balance Transfer for 6 months
American Express Black card benefits

0%*Intro APR

6 months*Intro Period

18.90%*APR

£115.00*Annual Fee

4.0

HSBC Bank Credit Card

0% for 15 months on balances transferred within 30 days of you opening your account. 2.9% balance transfer fee applies (minimum £5)
0% on purchases for 3 months from account opening
Typical 16.9% APR variable after introductory period
No annual fee to pay
Card security – five security measures to give you confidence when you spend

0%*Intro APR

12 months*Intro Period

15.90%*APR

£0.00*Annual Fee

4.5

MBNA Platinum Plus Credit Card

0% on balance transfers for 13 months (2.9% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account.
0% on money transfers from your credit card to your current account for 13 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of opening your account.
0% on card purchases for 3 months from the date your account is opened.
15.9% APR typical rate (variable).
Online Banking
Fraud Protection

Terms & Conditions |
Compare

0%*Intro APR

13 months*Intro Period

15.90%*APR

£0.00*Annual Fee

4.0

Capital One Plus Credit Card

0% on purchases for 6 months
A credit limit of up to £5,000
Online security and anti-fraud protection
14.9% APR typical variable

0%*Intro APR

6 months*Intro Period

14.90% (V)*APR

£0.00*Annual Fee

4.5

AA Credit Card

0% on balance transfers for 12 months (2.99% fee)
0% on all motoring and fuel purchases for 12 months.
Earn AA Reward Points on your everyday card purchases, and earn double points on motoring, fuel and AA products
16.9% APR typical rate (variable)
0% on money transfers from your credit card to your current account for 12 months (4% fee)
Manage your card with our online servicing, you can check your balance, transactions, view your pin or opt for paperless statements
Use your points to take cash back on fuel purchases * The AA Credit Card has won the Moneyfact Best Buy Award and also the Moneyfact 4-star ranking award.

View Details
Terms & Conditions |
Compare

0%*Intro APR

12 months*Intro Period

16.90%*APR

N/A*Annual Fee

4.5

MBNA Rewards Credit Card

0% on balance transfers for 13 months (2.9% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account.
0% on money transfers from your credit card to your current account for 13 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of opening your account.
0% on card purchases for 3 months from the date your account is opened.
16.9% APR typical rate (variable).

Terms & Conditions |
Compare

0%*Intro APR

13 months*Intro Period

16.90%*APR

£0.00*Annual Fee

4.0

TOP

We do not guarantee the accuracy of information provided with regards to products and services and reviewed on the site. Intending applications are strongly advised to read and understand the card agreement or terms and conditions before applying. We are liable for misinformation or liability arising out of information provided on the site. Applications online are protected using the safe SSL technology.

Credit Cards